LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,369
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$49,874
−HK$1,529/mo
Today · 4.125%
HK$51,403
baseline
▲ 0.50% · 4.625%
HK$54,530
+HK$3,127/mo
Deposit HK$10.61M · loan HK$10.61M · min. income ≈ HK$102,806/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$871,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,811
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$55,254
−HK$1,464/mo
Today · 4.125%
HK$56,718
baseline
▲ 0.50% · 4.625%
HK$59,707
+HK$2,989/mo
Deposit HK$10.61M · loan HK$10.61M · min. income ≈ HK$113,436/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$871,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,043
−HK$3,640/mo
▼ 0.25% · 3.875%
HK$59,849
−HK$1,834/mo
Today · 4.125%
HK$61,683
baseline
▲ 0.50% · 4.625%
HK$65,437
+HK$3,754/mo
Deposit HK$8.48M · loan HK$12.73M · min. income ≈ HK$123,366/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$871,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,573
−HK$3,488/mo
▼ 0.25% · 3.875%
HK$66,305
−HK$1,756/mo
Today · 4.125%
HK$68,061
baseline
▲ 0.50% · 4.625%
HK$71,649
+HK$3,588/mo
Deposit HK$8.48M · loan HK$12.73M · min. income ≈ HK$136,122/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$871,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,717
−HK$4,247/mo
▼ 0.25% · 3.875%
HK$69,824
−HK$2,140/mo
Today · 4.125%
HK$71,964
baseline
▲ 0.50% · 4.625%
HK$76,343
+HK$4,379/mo
Deposit HK$6.36M · loan HK$14.85M · min. income ≈ HK$143,928/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$871,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,335
−HK$4,070/mo
▼ 0.25% · 3.875%
HK$77,355
−HK$2,050/mo
Today · 4.125%
HK$79,405
baseline
▲ 0.50% · 4.625%
HK$83,590
+HK$4,185/mo
Deposit HK$6.36M · loan HK$14.85M · min. income ≈ HK$158,810/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$871,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,065
−HK$5,460/mo
▼ 0.25% · 3.875%
HK$89,773
−HK$2,752/mo
Today · 4.125%
HK$92,525
baseline
▲ 0.50% · 4.625%
HK$98,155
+HK$5,630/mo
Deposit HK$2.12M · loan HK$19.09M · min. income ≈ HK$185,050/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$871,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,859
−HK$5,233/mo
▼ 0.25% · 3.875%
HK$99,457
−HK$2,635/mo
Today · 4.125%
HK$102,092
baseline
▲ 0.50% · 4.625%
HK$107,473
+HK$5,381/mo
Deposit HK$2.12M · loan HK$19.09M · min. income ≈ HK$204,184/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$871,231 · Scale 2, in force from 26 Feb 2026)