LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,372
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$49,877
−HK$1,529/mo
Today · 4.125%
HK$51,406
baseline
▲ 0.50% · 4.625%
HK$54,534
+HK$3,128/mo
Deposit HK$10.61M · loan HK$10.61M · min. income ≈ HK$102,812/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$871,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,814
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$55,257
−HK$1,464/mo
Today · 4.125%
HK$56,721
baseline
▲ 0.50% · 4.625%
HK$59,711
+HK$2,990/mo
Deposit HK$10.61M · loan HK$10.61M · min. income ≈ HK$113,442/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$871,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,047
−HK$3,640/mo
▼ 0.25% · 3.875%
HK$59,852
−HK$1,835/mo
Today · 4.125%
HK$61,687
baseline
▲ 0.50% · 4.625%
HK$65,440
+HK$3,753/mo
Deposit HK$8.49M · loan HK$12.73M · min. income ≈ HK$123,374/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$871,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,577
−HK$3,488/mo
▼ 0.25% · 3.875%
HK$66,308
−HK$1,757/mo
Today · 4.125%
HK$68,065
baseline
▲ 0.50% · 4.625%
HK$71,653
+HK$3,588/mo
Deposit HK$8.49M · loan HK$12.73M · min. income ≈ HK$136,130/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$871,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,721
−HK$4,247/mo
▼ 0.25% · 3.875%
HK$69,828
−HK$2,140/mo
Today · 4.125%
HK$71,968
baseline
▲ 0.50% · 4.625%
HK$76,347
+HK$4,379/mo
Deposit HK$6.36M · loan HK$14.85M · min. income ≈ HK$143,936/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$871,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,339
−HK$4,071/mo
▼ 0.25% · 3.875%
HK$77,360
−HK$2,050/mo
Today · 4.125%
HK$79,410
baseline
▲ 0.50% · 4.625%
HK$83,595
+HK$4,185/mo
Deposit HK$6.36M · loan HK$14.85M · min. income ≈ HK$158,820/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$871,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,070
−HK$5,460/mo
▼ 0.25% · 3.875%
HK$89,779
−HK$2,751/mo
Today · 4.125%
HK$92,530
baseline
▲ 0.50% · 4.625%
HK$98,161
+HK$5,631/mo
Deposit HK$2.12M · loan HK$19.09M · min. income ≈ HK$185,060/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$871,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,865
−HK$5,233/mo
▼ 0.25% · 3.875%
HK$99,463
−HK$2,635/mo
Today · 4.125%
HK$102,098
baseline
▲ 0.50% · 4.625%
HK$107,480
+HK$5,382/mo
Deposit HK$2.12M · loan HK$19.09M · min. income ≈ HK$204,196/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$871,357 · Scale 2, in force from 26 Feb 2026)