LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,373
−HK$3,033/mo
▼ 0.25% · 3.875%
HK$49,878
−HK$1,528/mo
Today · 4.125%
HK$51,406
baseline
▲ 0.50% · 4.625%
HK$54,534
+HK$3,128/mo
Deposit HK$10.61M · loan HK$10.61M · min. income ≈ HK$102,812/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$871,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,815
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$55,258
−HK$1,464/mo
Today · 4.125%
HK$56,722
baseline
▲ 0.50% · 4.625%
HK$59,712
+HK$2,990/mo
Deposit HK$10.61M · loan HK$10.61M · min. income ≈ HK$113,444/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$871,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,048
−HK$3,640/mo
▼ 0.25% · 3.875%
HK$59,853
−HK$1,835/mo
Today · 4.125%
HK$61,688
baseline
▲ 0.50% · 4.625%
HK$65,441
+HK$3,753/mo
Deposit HK$8.49M · loan HK$12.73M · min. income ≈ HK$123,376/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$871,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,577
−HK$3,489/mo
▼ 0.25% · 3.875%
HK$66,309
−HK$1,757/mo
Today · 4.125%
HK$68,066
baseline
▲ 0.50% · 4.625%
HK$71,654
+HK$3,588/mo
Deposit HK$8.49M · loan HK$12.73M · min. income ≈ HK$136,132/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$871,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,722
−HK$4,247/mo
▼ 0.25% · 3.875%
HK$69,829
−HK$2,140/mo
Today · 4.125%
HK$71,969
baseline
▲ 0.50% · 4.625%
HK$76,348
+HK$4,379/mo
Deposit HK$6.36M · loan HK$14.85M · min. income ≈ HK$143,938/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$871,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,340
−HK$4,071/mo
▼ 0.25% · 3.875%
HK$77,361
−HK$2,050/mo
Today · 4.125%
HK$79,411
baseline
▲ 0.50% · 4.625%
HK$83,597
+HK$4,186/mo
Deposit HK$6.36M · loan HK$14.85M · min. income ≈ HK$158,822/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$871,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,072
−HK$5,460/mo
▼ 0.25% · 3.875%
HK$89,780
−HK$2,752/mo
Today · 4.125%
HK$92,532
baseline
▲ 0.50% · 4.625%
HK$98,162
+HK$5,630/mo
Deposit HK$2.12M · loan HK$19.09M · min. income ≈ HK$185,064/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$871,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,866
−HK$5,234/mo
▼ 0.25% · 3.875%
HK$99,464
−HK$2,636/mo
Today · 4.125%
HK$102,100
baseline
▲ 0.50% · 4.625%
HK$107,481
+HK$5,381/mo
Deposit HK$2.12M · loan HK$19.09M · min. income ≈ HK$204,200/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$871,388 · Scale 2, in force from 26 Feb 2026)