LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,375
−HK$3,033/mo
▼ 0.25% · 3.875%
HK$49,879
−HK$1,529/mo
Today · 4.125%
HK$51,408
baseline
▲ 0.50% · 4.625%
HK$54,536
+HK$3,128/mo
Deposit HK$10.61M · loan HK$10.61M · min. income ≈ HK$102,816/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$871,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,816
−HK$2,908/mo
▼ 0.25% · 3.875%
HK$55,260
−HK$1,464/mo
Today · 4.125%
HK$56,724
baseline
▲ 0.50% · 4.625%
HK$59,714
+HK$2,990/mo
Deposit HK$10.61M · loan HK$10.61M · min. income ≈ HK$113,448/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$871,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,050
−HK$3,640/mo
▼ 0.25% · 3.875%
HK$59,855
−HK$1,835/mo
Today · 4.125%
HK$61,690
baseline
▲ 0.50% · 4.625%
HK$65,444
+HK$3,754/mo
Deposit HK$8.49M · loan HK$12.73M · min. income ≈ HK$123,380/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$871,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,580
−HK$3,489/mo
▼ 0.25% · 3.875%
HK$66,312
−HK$1,757/mo
Today · 4.125%
HK$68,069
baseline
▲ 0.50% · 4.625%
HK$71,657
+HK$3,588/mo
Deposit HK$8.49M · loan HK$12.73M · min. income ≈ HK$136,138/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$871,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,725
−HK$4,247/mo
▼ 0.25% · 3.875%
HK$69,831
−HK$2,141/mo
Today · 4.125%
HK$71,972
baseline
▲ 0.50% · 4.625%
HK$76,351
+HK$4,379/mo
Deposit HK$6.36M · loan HK$14.85M · min. income ≈ HK$143,944/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$871,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,343
−HK$4,071/mo
▼ 0.25% · 3.875%
HK$77,364
−HK$2,050/mo
Today · 4.125%
HK$79,414
baseline
▲ 0.50% · 4.625%
HK$83,600
+HK$4,186/mo
Deposit HK$6.36M · loan HK$14.85M · min. income ≈ HK$158,828/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$871,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,075
−HK$5,460/mo
▼ 0.25% · 3.875%
HK$89,783
−HK$2,752/mo
Today · 4.125%
HK$92,535
baseline
▲ 0.50% · 4.625%
HK$98,165
+HK$5,630/mo
Deposit HK$2.12M · loan HK$19.09M · min. income ≈ HK$185,070/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$871,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,870
−HK$5,233/mo
▼ 0.25% · 3.875%
HK$99,468
−HK$2,635/mo
Today · 4.125%
HK$102,103
baseline
▲ 0.50% · 4.625%
HK$107,485
+HK$5,382/mo
Deposit HK$2.12M · loan HK$19.09M · min. income ≈ HK$204,206/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$871,462 · Scale 2, in force from 26 Feb 2026)