LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,379
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$49,884
−HK$1,529/mo
Today · 4.125%
HK$51,413
baseline
▲ 0.50% · 4.625%
HK$54,541
+HK$3,128/mo
Deposit HK$10.61M · loan HK$10.61M · min. income ≈ HK$102,826/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$871,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,821
−HK$2,908/mo
▼ 0.25% · 3.875%
HK$55,264
−HK$1,465/mo
Today · 4.125%
HK$56,729
baseline
▲ 0.50% · 4.625%
HK$59,719
+HK$2,990/mo
Deposit HK$10.61M · loan HK$10.61M · min. income ≈ HK$113,458/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$871,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,055
−HK$3,640/mo
▼ 0.25% · 3.875%
HK$59,860
−HK$1,835/mo
Today · 4.125%
HK$61,695
baseline
▲ 0.50% · 4.625%
HK$65,449
+HK$3,754/mo
Deposit HK$8.49M · loan HK$12.73M · min. income ≈ HK$123,390/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$871,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,585
−HK$3,489/mo
▼ 0.25% · 3.875%
HK$66,317
−HK$1,757/mo
Today · 4.125%
HK$68,074
baseline
▲ 0.50% · 4.625%
HK$71,663
+HK$3,589/mo
Deposit HK$8.49M · loan HK$12.73M · min. income ≈ HK$136,148/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$871,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,730
−HK$4,248/mo
▼ 0.25% · 3.875%
HK$69,837
−HK$2,141/mo
Today · 4.125%
HK$71,978
baseline
▲ 0.50% · 4.625%
HK$76,357
+HK$4,379/mo
Deposit HK$6.36M · loan HK$14.85M · min. income ≈ HK$143,956/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$871,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,349
−HK$4,071/mo
▼ 0.25% · 3.875%
HK$77,370
−HK$2,050/mo
Today · 4.125%
HK$79,420
baseline
▲ 0.50% · 4.625%
HK$83,607
+HK$4,187/mo
Deposit HK$6.36M · loan HK$14.85M · min. income ≈ HK$158,840/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$871,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,082
−HK$5,461/mo
▼ 0.25% · 3.875%
HK$89,791
−HK$2,752/mo
Today · 4.125%
HK$92,543
baseline
▲ 0.50% · 4.625%
HK$98,174
+HK$5,631/mo
Deposit HK$2.12M · loan HK$19.09M · min. income ≈ HK$185,086/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$871,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,878
−HK$5,234/mo
▼ 0.25% · 3.875%
HK$99,476
−HK$2,636/mo
Today · 4.125%
HK$102,112
baseline
▲ 0.50% · 4.625%
HK$107,494
+HK$5,382/mo
Deposit HK$2.12M · loan HK$19.09M · min. income ≈ HK$204,224/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$871,639 · Scale 2, in force from 26 Feb 2026)