LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,381
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$49,886
−HK$1,529/mo
Today · 4.125%
HK$51,415
baseline
▲ 0.50% · 4.625%
HK$54,543
+HK$3,128/mo
Deposit HK$10.61M · loan HK$10.61M · min. income ≈ HK$102,830/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$871,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,823
−HK$2,908/mo
▼ 0.25% · 3.875%
HK$55,267
−HK$1,464/mo
Today · 4.125%
HK$56,731
baseline
▲ 0.50% · 4.625%
HK$59,721
+HK$2,990/mo
Deposit HK$10.61M · loan HK$10.61M · min. income ≈ HK$113,462/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$871,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,057
−HK$3,641/mo
▼ 0.25% · 3.875%
HK$59,863
−HK$1,835/mo
Today · 4.125%
HK$61,698
baseline
▲ 0.50% · 4.625%
HK$65,452
+HK$3,754/mo
Deposit HK$8.49M · loan HK$12.73M · min. income ≈ HK$123,396/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$871,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,588
−HK$3,489/mo
▼ 0.25% · 3.875%
HK$66,320
−HK$1,757/mo
Today · 4.125%
HK$68,077
baseline
▲ 0.50% · 4.625%
HK$71,666
+HK$3,589/mo
Deposit HK$8.49M · loan HK$12.73M · min. income ≈ HK$136,154/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$871,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,733
−HK$4,248/mo
▼ 0.25% · 3.875%
HK$69,840
−HK$2,141/mo
Today · 4.125%
HK$71,981
baseline
▲ 0.50% · 4.625%
HK$76,360
+HK$4,379/mo
Deposit HK$6.37M · loan HK$14.85M · min. income ≈ HK$143,962/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$871,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,352
−HK$4,072/mo
▼ 0.25% · 3.875%
HK$77,373
−HK$2,051/mo
Today · 4.125%
HK$79,424
baseline
▲ 0.50% · 4.625%
HK$83,610
+HK$4,186/mo
Deposit HK$6.37M · loan HK$14.85M · min. income ≈ HK$158,848/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$871,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,086
−HK$5,461/mo
▼ 0.25% · 3.875%
HK$89,794
−HK$2,753/mo
Today · 4.125%
HK$92,547
baseline
▲ 0.50% · 4.625%
HK$98,178
+HK$5,631/mo
Deposit HK$2.12M · loan HK$19.10M · min. income ≈ HK$185,094/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$871,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,882
−HK$5,234/mo
▼ 0.25% · 3.875%
HK$99,480
−HK$2,636/mo
Today · 4.125%
HK$102,116
baseline
▲ 0.50% · 4.625%
HK$107,499
+HK$5,383/mo
Deposit HK$2.12M · loan HK$19.10M · min. income ≈ HK$204,232/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$871,728 · Scale 2, in force from 26 Feb 2026)