LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,386
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$49,891
−HK$1,529/mo
Today · 4.125%
HK$51,420
baseline
▲ 0.50% · 4.625%
HK$54,549
+HK$3,129/mo
Deposit HK$10.61M · loan HK$10.61M · min. income ≈ HK$102,840/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$871,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,828
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$55,272
−HK$1,465/mo
Today · 4.125%
HK$56,737
baseline
▲ 0.50% · 4.625%
HK$59,727
+HK$2,990/mo
Deposit HK$10.61M · loan HK$10.61M · min. income ≈ HK$113,474/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$871,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,063
−HK$3,641/mo
▼ 0.25% · 3.875%
HK$59,869
−HK$1,835/mo
Today · 4.125%
HK$61,704
baseline
▲ 0.50% · 4.625%
HK$65,458
+HK$3,754/mo
Deposit HK$8.49M · loan HK$12.73M · min. income ≈ HK$123,408/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$871,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,594
−HK$3,490/mo
▼ 0.25% · 3.875%
HK$66,327
−HK$1,757/mo
Today · 4.125%
HK$68,084
baseline
▲ 0.50% · 4.625%
HK$71,673
+HK$3,589/mo
Deposit HK$8.49M · loan HK$12.73M · min. income ≈ HK$136,168/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$871,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,740
−HK$4,248/mo
▼ 0.25% · 3.875%
HK$69,847
−HK$2,141/mo
Today · 4.125%
HK$71,988
baseline
▲ 0.50% · 4.625%
HK$76,368
+HK$4,380/mo
Deposit HK$6.37M · loan HK$14.85M · min. income ≈ HK$143,976/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$871,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,360
−HK$4,071/mo
▼ 0.25% · 3.875%
HK$77,381
−HK$2,050/mo
Today · 4.125%
HK$79,431
baseline
▲ 0.50% · 4.625%
HK$83,618
+HK$4,187/mo
Deposit HK$6.37M · loan HK$14.85M · min. income ≈ HK$158,862/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$871,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,094
−HK$5,462/mo
▼ 0.25% · 3.875%
HK$89,803
−HK$2,753/mo
Today · 4.125%
HK$92,556
baseline
▲ 0.50% · 4.625%
HK$98,187
+HK$5,631/mo
Deposit HK$2.12M · loan HK$19.10M · min. income ≈ HK$185,112/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$871,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,891
−HK$5,235/mo
▼ 0.25% · 3.875%
HK$99,490
−HK$2,636/mo
Today · 4.125%
HK$102,126
baseline
▲ 0.50% · 4.625%
HK$107,509
+HK$5,383/mo
Deposit HK$2.12M · loan HK$19.10M · min. income ≈ HK$204,252/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$871,936 · Scale 2, in force from 26 Feb 2026)