LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,387
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$49,892
−HK$1,529/mo
Today · 4.125%
HK$51,421
baseline
▲ 0.50% · 4.625%
HK$54,550
+HK$3,129/mo
Deposit HK$10.61M · loan HK$10.61M · min. income ≈ HK$102,842/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$872,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,830
−HK$2,908/mo
▼ 0.25% · 3.875%
HK$55,274
−HK$1,464/mo
Today · 4.125%
HK$56,738
baseline
▲ 0.50% · 4.625%
HK$59,729
+HK$2,991/mo
Deposit HK$10.61M · loan HK$10.61M · min. income ≈ HK$113,476/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$872,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,064
−HK$3,642/mo
▼ 0.25% · 3.875%
HK$59,871
−HK$1,835/mo
Today · 4.125%
HK$61,706
baseline
▲ 0.50% · 4.625%
HK$65,460
+HK$3,754/mo
Deposit HK$8.49M · loan HK$12.73M · min. income ≈ HK$123,412/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$872,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,596
−HK$3,490/mo
▼ 0.25% · 3.875%
HK$66,329
−HK$1,757/mo
Today · 4.125%
HK$68,086
baseline
▲ 0.50% · 4.625%
HK$71,675
+HK$3,589/mo
Deposit HK$8.49M · loan HK$12.73M · min. income ≈ HK$136,172/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$872,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,742
−HK$4,248/mo
▼ 0.25% · 3.875%
HK$69,849
−HK$2,141/mo
Today · 4.125%
HK$71,990
baseline
▲ 0.50% · 4.625%
HK$76,370
+HK$4,380/mo
Deposit HK$6.37M · loan HK$14.85M · min. income ≈ HK$143,980/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$872,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,362
−HK$4,072/mo
▼ 0.25% · 3.875%
HK$77,383
−HK$2,051/mo
Today · 4.125%
HK$79,434
baseline
▲ 0.50% · 4.625%
HK$83,621
+HK$4,187/mo
Deposit HK$6.37M · loan HK$14.85M · min. income ≈ HK$158,868/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$872,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,097
−HK$5,461/mo
▼ 0.25% · 3.875%
HK$89,806
−HK$2,752/mo
Today · 4.125%
HK$92,558
baseline
▲ 0.50% · 4.625%
HK$98,190
+HK$5,632/mo
Deposit HK$2.12M · loan HK$19.10M · min. income ≈ HK$185,116/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$872,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,894
−HK$5,235/mo
▼ 0.25% · 3.875%
HK$99,493
−HK$2,636/mo
Today · 4.125%
HK$102,129
baseline
▲ 0.50% · 4.625%
HK$107,512
+HK$5,383/mo
Deposit HK$2.12M · loan HK$19.10M · min. income ≈ HK$204,258/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$872,000 · Scale 2, in force from 26 Feb 2026)