LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,388
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$49,893
−HK$1,529/mo
Today · 4.125%
HK$51,422
baseline
▲ 0.50% · 4.625%
HK$54,551
+HK$3,129/mo
Deposit HK$10.61M · loan HK$10.61M · min. income ≈ HK$102,844/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$872,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,831
−HK$2,908/mo
▼ 0.25% · 3.875%
HK$55,275
−HK$1,464/mo
Today · 4.125%
HK$56,739
baseline
▲ 0.50% · 4.625%
HK$59,730
+HK$2,991/mo
Deposit HK$10.61M · loan HK$10.61M · min. income ≈ HK$113,478/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$872,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,065
−HK$3,641/mo
▼ 0.25% · 3.875%
HK$59,871
−HK$1,835/mo
Today · 4.125%
HK$61,706
baseline
▲ 0.50% · 4.625%
HK$65,461
+HK$3,755/mo
Deposit HK$8.49M · loan HK$12.73M · min. income ≈ HK$123,412/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$872,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,597
−HK$3,490/mo
▼ 0.25% · 3.875%
HK$66,329
−HK$1,758/mo
Today · 4.125%
HK$68,087
baseline
▲ 0.50% · 4.625%
HK$71,676
+HK$3,589/mo
Deposit HK$8.49M · loan HK$12.73M · min. income ≈ HK$136,174/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$872,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,743
−HK$4,248/mo
▼ 0.25% · 3.875%
HK$69,850
−HK$2,141/mo
Today · 4.125%
HK$71,991
baseline
▲ 0.50% · 4.625%
HK$76,371
+HK$4,380/mo
Deposit HK$6.37M · loan HK$14.85M · min. income ≈ HK$143,982/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$872,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,363
−HK$4,072/mo
▼ 0.25% · 3.875%
HK$77,384
−HK$2,051/mo
Today · 4.125%
HK$79,435
baseline
▲ 0.50% · 4.625%
HK$83,622
+HK$4,187/mo
Deposit HK$6.37M · loan HK$14.85M · min. income ≈ HK$158,870/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$872,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,098
−HK$5,462/mo
▼ 0.25% · 3.875%
HK$89,807
−HK$2,753/mo
Today · 4.125%
HK$92,560
baseline
▲ 0.50% · 4.625%
HK$98,192
+HK$5,632/mo
Deposit HK$2.12M · loan HK$19.10M · min. income ≈ HK$185,120/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$872,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,895
−HK$5,235/mo
▼ 0.25% · 3.875%
HK$99,494
−HK$2,636/mo
Today · 4.125%
HK$102,130
baseline
▲ 0.50% · 4.625%
HK$107,514
+HK$5,384/mo
Deposit HK$2.12M · loan HK$19.10M · min. income ≈ HK$204,260/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$872,029 · Scale 2, in force from 26 Feb 2026)