LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,390
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$49,895
−HK$1,530/mo
Today · 4.125%
HK$51,425
baseline
▲ 0.50% · 4.625%
HK$54,554
+HK$3,129/mo
Deposit HK$10.61M · loan HK$10.61M · min. income ≈ HK$102,850/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$872,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,834
−HK$2,908/mo
▼ 0.25% · 3.875%
HK$55,277
−HK$1,465/mo
Today · 4.125%
HK$56,742
baseline
▲ 0.50% · 4.625%
HK$59,733
+HK$2,991/mo
Deposit HK$10.61M · loan HK$10.61M · min. income ≈ HK$113,484/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$872,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,068
−HK$3,642/mo
▼ 0.25% · 3.875%
HK$59,874
−HK$1,836/mo
Today · 4.125%
HK$61,710
baseline
▲ 0.50% · 4.625%
HK$65,464
+HK$3,754/mo
Deposit HK$8.49M · loan HK$12.73M · min. income ≈ HK$123,420/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$872,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,600
−HK$3,490/mo
▼ 0.25% · 3.875%
HK$66,333
−HK$1,757/mo
Today · 4.125%
HK$68,090
baseline
▲ 0.50% · 4.625%
HK$71,680
+HK$3,590/mo
Deposit HK$8.49M · loan HK$12.73M · min. income ≈ HK$136,180/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$872,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,746
−HK$4,248/mo
▼ 0.25% · 3.875%
HK$69,853
−HK$2,141/mo
Today · 4.125%
HK$71,994
baseline
▲ 0.50% · 4.625%
HK$76,375
+HK$4,381/mo
Deposit HK$6.37M · loan HK$14.85M · min. income ≈ HK$143,988/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$872,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,367
−HK$4,072/mo
▼ 0.25% · 3.875%
HK$77,388
−HK$2,051/mo
Today · 4.125%
HK$79,439
baseline
▲ 0.50% · 4.625%
HK$83,626
+HK$4,187/mo
Deposit HK$6.37M · loan HK$14.85M · min. income ≈ HK$158,878/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$872,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,102
−HK$5,462/mo
▼ 0.25% · 3.875%
HK$89,812
−HK$2,752/mo
Today · 4.125%
HK$92,564
baseline
▲ 0.50% · 4.625%
HK$98,197
+HK$5,633/mo
Deposit HK$2.12M · loan HK$19.10M · min. income ≈ HK$185,128/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$872,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,900
−HK$5,236/mo
▼ 0.25% · 3.875%
HK$99,499
−HK$2,637/mo
Today · 4.125%
HK$102,136
baseline
▲ 0.50% · 4.625%
HK$107,519
+HK$5,383/mo
Deposit HK$2.12M · loan HK$19.10M · min. income ≈ HK$204,272/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$872,135 · Scale 2, in force from 26 Feb 2026)