LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,392
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$49,897
−HK$1,530/mo
Today · 4.125%
HK$51,427
baseline
▲ 0.50% · 4.625%
HK$54,556
+HK$3,129/mo
Deposit HK$10.61M · loan HK$10.61M · min. income ≈ HK$102,854/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$872,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,836
−HK$2,908/mo
▼ 0.25% · 3.875%
HK$55,279
−HK$1,465/mo
Today · 4.125%
HK$56,744
baseline
▲ 0.50% · 4.625%
HK$59,735
+HK$2,991/mo
Deposit HK$10.61M · loan HK$10.61M · min. income ≈ HK$113,488/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$872,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,070
−HK$3,642/mo
▼ 0.25% · 3.875%
HK$59,877
−HK$1,835/mo
Today · 4.125%
HK$61,712
baseline
▲ 0.50% · 4.625%
HK$65,467
+HK$3,755/mo
Deposit HK$8.49M · loan HK$12.73M · min. income ≈ HK$123,424/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$872,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,603
−HK$3,490/mo
▼ 0.25% · 3.875%
HK$66,335
−HK$1,758/mo
Today · 4.125%
HK$68,093
baseline
▲ 0.50% · 4.625%
HK$71,682
+HK$3,589/mo
Deposit HK$8.49M · loan HK$12.73M · min. income ≈ HK$136,186/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$872,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,749
−HK$4,248/mo
▼ 0.25% · 3.875%
HK$69,856
−HK$2,141/mo
Today · 4.125%
HK$71,997
baseline
▲ 0.50% · 4.625%
HK$76,378
+HK$4,381/mo
Deposit HK$6.37M · loan HK$14.86M · min. income ≈ HK$143,994/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$872,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,370
−HK$4,072/mo
▼ 0.25% · 3.875%
HK$77,391
−HK$2,051/mo
Today · 4.125%
HK$79,442
baseline
▲ 0.50% · 4.625%
HK$83,629
+HK$4,187/mo
Deposit HK$6.37M · loan HK$14.86M · min. income ≈ HK$158,884/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$872,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,106
−HK$5,462/mo
▼ 0.25% · 3.875%
HK$89,815
−HK$2,753/mo
Today · 4.125%
HK$92,568
baseline
▲ 0.50% · 4.625%
HK$98,200
+HK$5,632/mo
Deposit HK$2.12M · loan HK$19.10M · min. income ≈ HK$185,136/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$872,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,904
−HK$5,236/mo
▼ 0.25% · 3.875%
HK$99,503
−HK$2,637/mo
Today · 4.125%
HK$102,140
baseline
▲ 0.50% · 4.625%
HK$107,524
+HK$5,384/mo
Deposit HK$2.12M · loan HK$19.10M · min. income ≈ HK$204,280/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$872,219 · Scale 2, in force from 26 Feb 2026)