LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,396
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$49,901
−HK$1,530/mo
Today · 4.125%
HK$51,431
baseline
▲ 0.50% · 4.625%
HK$54,560
+HK$3,129/mo
Deposit HK$10.61M · loan HK$10.61M · min. income ≈ HK$102,862/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$872,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,840
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$55,284
−HK$1,465/mo
Today · 4.125%
HK$56,749
baseline
▲ 0.50% · 4.625%
HK$59,740
+HK$2,991/mo
Deposit HK$10.61M · loan HK$10.61M · min. income ≈ HK$113,498/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$872,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,075
−HK$3,642/mo
▼ 0.25% · 3.875%
HK$59,882
−HK$1,835/mo
Today · 4.125%
HK$61,717
baseline
▲ 0.50% · 4.625%
HK$65,472
+HK$3,755/mo
Deposit HK$8.49M · loan HK$12.73M · min. income ≈ HK$123,434/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$872,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,608
−HK$3,491/mo
▼ 0.25% · 3.875%
HK$66,341
−HK$1,758/mo
Today · 4.125%
HK$68,099
baseline
▲ 0.50% · 4.625%
HK$71,688
+HK$3,589/mo
Deposit HK$8.49M · loan HK$12.73M · min. income ≈ HK$136,198/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$872,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,754
−HK$4,249/mo
▼ 0.25% · 3.875%
HK$69,862
−HK$2,141/mo
Today · 4.125%
HK$72,003
baseline
▲ 0.50% · 4.625%
HK$76,384
+HK$4,381/mo
Deposit HK$6.37M · loan HK$14.86M · min. income ≈ HK$144,006/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$872,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,376
−HK$4,072/mo
▼ 0.25% · 3.875%
HK$77,398
−HK$2,050/mo
Today · 4.125%
HK$79,448
baseline
▲ 0.50% · 4.625%
HK$83,636
+HK$4,188/mo
Deposit HK$6.37M · loan HK$14.86M · min. income ≈ HK$158,896/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$872,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,113
−HK$5,463/mo
▼ 0.25% · 3.875%
HK$89,823
−HK$2,753/mo
Today · 4.125%
HK$92,576
baseline
▲ 0.50% · 4.625%
HK$98,209
+HK$5,633/mo
Deposit HK$2.12M · loan HK$19.10M · min. income ≈ HK$185,152/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$872,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,912
−HK$5,236/mo
▼ 0.25% · 3.875%
HK$99,511
−HK$2,637/mo
Today · 4.125%
HK$102,148
baseline
▲ 0.50% · 4.625%
HK$107,532
+HK$5,384/mo
Deposit HK$2.12M · loan HK$19.10M · min. income ≈ HK$204,296/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$872,395 · Scale 2, in force from 26 Feb 2026)