LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,403
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$49,908
−HK$1,530/mo
Today · 4.125%
HK$51,438
baseline
▲ 0.50% · 4.625%
HK$54,568
+HK$3,130/mo
Deposit HK$10.61M · loan HK$10.61M · min. income ≈ HK$102,876/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$872,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,848
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$55,292
−HK$1,465/mo
Today · 4.125%
HK$56,757
baseline
▲ 0.50% · 4.625%
HK$59,749
+HK$2,992/mo
Deposit HK$10.61M · loan HK$10.61M · min. income ≈ HK$113,514/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$872,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,083
−HK$3,643/mo
▼ 0.25% · 3.875%
HK$59,890
−HK$1,836/mo
Today · 4.125%
HK$61,726
baseline
▲ 0.50% · 4.625%
HK$65,482
+HK$3,756/mo
Deposit HK$8.49M · loan HK$12.74M · min. income ≈ HK$123,452/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$872,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,617
−HK$3,491/mo
▼ 0.25% · 3.875%
HK$66,350
−HK$1,758/mo
Today · 4.125%
HK$68,108
baseline
▲ 0.50% · 4.625%
HK$71,698
+HK$3,590/mo
Deposit HK$8.49M · loan HK$12.74M · min. income ≈ HK$136,216/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$872,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,764
−HK$4,249/mo
▼ 0.25% · 3.875%
HK$69,872
−HK$2,141/mo
Today · 4.125%
HK$72,013
baseline
▲ 0.50% · 4.625%
HK$76,395
+HK$4,382/mo
Deposit HK$6.37M · loan HK$14.86M · min. income ≈ HK$144,026/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$872,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,387
−HK$4,073/mo
▼ 0.25% · 3.875%
HK$77,409
−HK$2,051/mo
Today · 4.125%
HK$79,460
baseline
▲ 0.50% · 4.625%
HK$83,648
+HK$4,188/mo
Deposit HK$6.37M · loan HK$14.86M · min. income ≈ HK$158,920/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$872,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,125
−HK$5,464/mo
▼ 0.25% · 3.875%
HK$89,835
−HK$2,754/mo
Today · 4.125%
HK$92,589
baseline
▲ 0.50% · 4.625%
HK$98,222
+HK$5,633/mo
Deposit HK$2.12M · loan HK$19.10M · min. income ≈ HK$185,178/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$872,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,926
−HK$5,236/mo
▼ 0.25% · 3.875%
HK$99,525
−HK$2,637/mo
Today · 4.125%
HK$102,162
baseline
▲ 0.50% · 4.625%
HK$107,548
+HK$5,386/mo
Deposit HK$2.12M · loan HK$19.10M · min. income ≈ HK$204,324/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$872,694 · Scale 2, in force from 26 Feb 2026)