LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,406
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$49,912
−HK$1,529/mo
Today · 4.125%
HK$51,441
baseline
▲ 0.50% · 4.625%
HK$54,571
+HK$3,130/mo
Deposit HK$10.61M · loan HK$10.61M · min. income ≈ HK$102,882/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$872,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,851
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$55,295
−HK$1,465/mo
Today · 4.125%
HK$56,760
baseline
▲ 0.50% · 4.625%
HK$59,752
+HK$2,992/mo
Deposit HK$10.61M · loan HK$10.61M · min. income ≈ HK$113,520/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$872,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,087
−HK$3,643/mo
▼ 0.25% · 3.875%
HK$59,894
−HK$1,836/mo
Today · 4.125%
HK$61,730
baseline
▲ 0.50% · 4.625%
HK$65,486
+HK$3,756/mo
Deposit HK$8.49M · loan HK$12.74M · min. income ≈ HK$123,460/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$872,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,621
−HK$3,492/mo
▼ 0.25% · 3.875%
HK$66,354
−HK$1,759/mo
Today · 4.125%
HK$68,113
baseline
▲ 0.50% · 4.625%
HK$71,703
+HK$3,590/mo
Deposit HK$8.49M · loan HK$12.74M · min. income ≈ HK$136,226/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$872,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,768
−HK$4,250/mo
▼ 0.25% · 3.875%
HK$69,876
−HK$2,142/mo
Today · 4.125%
HK$72,018
baseline
▲ 0.50% · 4.625%
HK$76,400
+HK$4,382/mo
Deposit HK$6.37M · loan HK$14.86M · min. income ≈ HK$144,036/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$872,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,392
−HK$4,073/mo
▼ 0.25% · 3.875%
HK$77,413
−HK$2,052/mo
Today · 4.125%
HK$79,465
baseline
▲ 0.50% · 4.625%
HK$83,653
+HK$4,188/mo
Deposit HK$6.37M · loan HK$14.86M · min. income ≈ HK$158,930/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$872,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,131
−HK$5,463/mo
▼ 0.25% · 3.875%
HK$89,841
−HK$2,753/mo
Today · 4.125%
HK$92,594
baseline
▲ 0.50% · 4.625%
HK$98,229
+HK$5,635/mo
Deposit HK$2.12M · loan HK$19.11M · min. income ≈ HK$185,188/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$872,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,932
−HK$5,237/mo
▼ 0.25% · 3.875%
HK$99,532
−HK$2,637/mo
Today · 4.125%
HK$102,169
baseline
▲ 0.50% · 4.625%
HK$107,554
+HK$5,385/mo
Deposit HK$2.12M · loan HK$19.11M · min. income ≈ HK$204,338/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$872,828 · Scale 2, in force from 26 Feb 2026)