LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,407
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$49,912
−HK$1,530/mo
Today · 4.125%
HK$51,442
baseline
▲ 0.50% · 4.625%
HK$54,572
+HK$3,130/mo
Deposit HK$10.61M · loan HK$10.61M · min. income ≈ HK$102,884/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$872,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,852
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$55,296
−HK$1,465/mo
Today · 4.125%
HK$56,761
baseline
▲ 0.50% · 4.625%
HK$59,753
+HK$2,992/mo
Deposit HK$10.61M · loan HK$10.61M · min. income ≈ HK$113,522/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$872,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,088
−HK$3,643/mo
▼ 0.25% · 3.875%
HK$59,895
−HK$1,836/mo
Today · 4.125%
HK$61,731
baseline
▲ 0.50% · 4.625%
HK$65,487
+HK$3,756/mo
Deposit HK$8.49M · loan HK$12.74M · min. income ≈ HK$123,462/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$872,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,622
−HK$3,492/mo
▼ 0.25% · 3.875%
HK$66,355
−HK$1,759/mo
Today · 4.125%
HK$68,114
baseline
▲ 0.50% · 4.625%
HK$71,704
+HK$3,590/mo
Deposit HK$8.49M · loan HK$12.74M · min. income ≈ HK$136,228/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$872,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,769
−HK$4,250/mo
▼ 0.25% · 3.875%
HK$69,877
−HK$2,142/mo
Today · 4.125%
HK$72,019
baseline
▲ 0.50% · 4.625%
HK$76,401
+HK$4,382/mo
Deposit HK$6.37M · loan HK$14.86M · min. income ≈ HK$144,038/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$872,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,393
−HK$4,073/mo
▼ 0.25% · 3.875%
HK$77,415
−HK$2,051/mo
Today · 4.125%
HK$79,466
baseline
▲ 0.50% · 4.625%
HK$83,655
+HK$4,189/mo
Deposit HK$6.37M · loan HK$14.86M · min. income ≈ HK$158,932/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$872,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,132
−HK$5,464/mo
▼ 0.25% · 3.875%
HK$89,842
−HK$2,754/mo
Today · 4.125%
HK$92,596
baseline
▲ 0.50% · 4.625%
HK$98,230
+HK$5,634/mo
Deposit HK$2.12M · loan HK$19.11M · min. income ≈ HK$185,192/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$872,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,933
−HK$5,237/mo
▼ 0.25% · 3.875%
HK$99,533
−HK$2,637/mo
Today · 4.125%
HK$102,170
baseline
▲ 0.50% · 4.625%
HK$107,556
+HK$5,386/mo
Deposit HK$2.12M · loan HK$19.11M · min. income ≈ HK$204,340/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$872,861 · Scale 2, in force from 26 Feb 2026)