LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,407
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$49,913
−HK$1,530/mo
Today · 4.125%
HK$51,443
baseline
▲ 0.50% · 4.625%
HK$54,573
+HK$3,130/mo
Deposit HK$10.61M · loan HK$10.61M · min. income ≈ HK$102,886/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$872,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,852
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$55,297
−HK$1,465/mo
Today · 4.125%
HK$56,762
baseline
▲ 0.50% · 4.625%
HK$59,754
+HK$2,992/mo
Deposit HK$10.61M · loan HK$10.61M · min. income ≈ HK$113,524/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$872,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,089
−HK$3,642/mo
▼ 0.25% · 3.875%
HK$59,895
−HK$1,836/mo
Today · 4.125%
HK$61,731
baseline
▲ 0.50% · 4.625%
HK$65,487
+HK$3,756/mo
Deposit HK$8.49M · loan HK$12.74M · min. income ≈ HK$123,462/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$872,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,623
−HK$3,491/mo
▼ 0.25% · 3.875%
HK$66,356
−HK$1,758/mo
Today · 4.125%
HK$68,114
baseline
▲ 0.50% · 4.625%
HK$71,705
+HK$3,591/mo
Deposit HK$8.49M · loan HK$12.74M · min. income ≈ HK$136,228/mo (50% DSR)
Upfront cash ≈ HK$9.36M (deposit + AVD stamp duty HK$872,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,770
−HK$4,250/mo
▼ 0.25% · 3.875%
HK$69,878
−HK$2,142/mo
Today · 4.125%
HK$72,020
baseline
▲ 0.50% · 4.625%
HK$76,402
+HK$4,382/mo
Deposit HK$6.37M · loan HK$14.86M · min. income ≈ HK$144,040/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$872,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,393
−HK$4,074/mo
▼ 0.25% · 3.875%
HK$77,415
−HK$2,052/mo
Today · 4.125%
HK$79,467
baseline
▲ 0.50% · 4.625%
HK$83,656
+HK$4,189/mo
Deposit HK$6.37M · loan HK$14.86M · min. income ≈ HK$158,934/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$872,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,133
−HK$5,464/mo
▼ 0.25% · 3.875%
HK$89,843
−HK$2,754/mo
Today · 4.125%
HK$92,597
baseline
▲ 0.50% · 4.625%
HK$98,231
+HK$5,634/mo
Deposit HK$2.12M · loan HK$19.11M · min. income ≈ HK$185,194/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$872,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,934
−HK$5,238/mo
▼ 0.25% · 3.875%
HK$99,534
−HK$2,638/mo
Today · 4.125%
HK$102,172
baseline
▲ 0.50% · 4.625%
HK$107,557
+HK$5,385/mo
Deposit HK$2.12M · loan HK$19.11M · min. income ≈ HK$204,344/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$872,883 · Scale 2, in force from 26 Feb 2026)