LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,412
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$49,918
−HK$1,530/mo
Today · 4.125%
HK$51,448
baseline
▲ 0.50% · 4.625%
HK$54,578
+HK$3,130/mo
Deposit HK$10.62M · loan HK$10.62M · min. income ≈ HK$102,896/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$873,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,858
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$55,302
−HK$1,465/mo
Today · 4.125%
HK$56,767
baseline
▲ 0.50% · 4.625%
HK$59,760
+HK$2,993/mo
Deposit HK$10.62M · loan HK$10.62M · min. income ≈ HK$113,534/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$873,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,094
−HK$3,643/mo
▼ 0.25% · 3.875%
HK$59,901
−HK$1,836/mo
Today · 4.125%
HK$61,737
baseline
▲ 0.50% · 4.625%
HK$65,494
+HK$3,757/mo
Deposit HK$8.49M · loan HK$12.74M · min. income ≈ HK$123,474/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$873,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,629
−HK$3,492/mo
▼ 0.25% · 3.875%
HK$66,362
−HK$1,759/mo
Today · 4.125%
HK$68,121
baseline
▲ 0.50% · 4.625%
HK$71,712
+HK$3,591/mo
Deposit HK$8.49M · loan HK$12.74M · min. income ≈ HK$136,242/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$873,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,776
−HK$4,251/mo
▼ 0.25% · 3.875%
HK$69,885
−HK$2,142/mo
Today · 4.125%
HK$72,027
baseline
▲ 0.50% · 4.625%
HK$76,409
+HK$4,382/mo
Deposit HK$6.37M · loan HK$14.86M · min. income ≈ HK$144,054/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$873,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,401
−HK$4,073/mo
▼ 0.25% · 3.875%
HK$77,423
−HK$2,051/mo
Today · 4.125%
HK$79,474
baseline
▲ 0.50% · 4.625%
HK$83,664
+HK$4,190/mo
Deposit HK$6.37M · loan HK$14.86M · min. income ≈ HK$158,948/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$873,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,141
−HK$5,465/mo
▼ 0.25% · 3.875%
HK$89,852
−HK$2,754/mo
Today · 4.125%
HK$92,606
baseline
▲ 0.50% · 4.625%
HK$98,241
+HK$5,635/mo
Deposit HK$2.12M · loan HK$19.11M · min. income ≈ HK$185,212/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$873,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,944
−HK$5,237/mo
▼ 0.25% · 3.875%
HK$99,544
−HK$2,637/mo
Today · 4.125%
HK$102,181
baseline
▲ 0.50% · 4.625%
HK$107,567
+HK$5,386/mo
Deposit HK$2.12M · loan HK$19.11M · min. income ≈ HK$204,362/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$873,085 · Scale 2, in force from 26 Feb 2026)