LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,413
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$49,918
−HK$1,530/mo
Today · 4.125%
HK$51,448
baseline
▲ 0.50% · 4.625%
HK$54,579
+HK$3,131/mo
Deposit HK$10.62M · loan HK$10.62M · min. income ≈ HK$102,896/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$873,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,859
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$55,303
−HK$1,465/mo
Today · 4.125%
HK$56,768
baseline
▲ 0.50% · 4.625%
HK$59,761
+HK$2,993/mo
Deposit HK$10.62M · loan HK$10.62M · min. income ≈ HK$113,536/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$873,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,095
−HK$3,643/mo
▼ 0.25% · 3.875%
HK$59,902
−HK$1,836/mo
Today · 4.125%
HK$61,738
baseline
▲ 0.50% · 4.625%
HK$65,495
+HK$3,757/mo
Deposit HK$8.49M · loan HK$12.74M · min. income ≈ HK$123,476/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$873,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,630
−HK$3,492/mo
▼ 0.25% · 3.875%
HK$66,364
−HK$1,758/mo
Today · 4.125%
HK$68,122
baseline
▲ 0.50% · 4.625%
HK$71,713
+HK$3,591/mo
Deposit HK$8.49M · loan HK$12.74M · min. income ≈ HK$136,244/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$873,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,778
−HK$4,250/mo
▼ 0.25% · 3.875%
HK$69,886
−HK$2,142/mo
Today · 4.125%
HK$72,028
baseline
▲ 0.50% · 4.625%
HK$76,411
+HK$4,383/mo
Deposit HK$6.37M · loan HK$14.86M · min. income ≈ HK$144,056/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$873,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,402
−HK$4,074/mo
▼ 0.25% · 3.875%
HK$77,424
−HK$2,052/mo
Today · 4.125%
HK$79,476
baseline
▲ 0.50% · 4.625%
HK$83,665
+HK$4,189/mo
Deposit HK$6.37M · loan HK$14.86M · min. income ≈ HK$158,952/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$873,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,143
−HK$5,464/mo
▼ 0.25% · 3.875%
HK$89,853
−HK$2,754/mo
Today · 4.125%
HK$92,607
baseline
▲ 0.50% · 4.625%
HK$98,242
+HK$5,635/mo
Deposit HK$2.12M · loan HK$19.11M · min. income ≈ HK$185,214/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$873,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,945
−HK$5,238/mo
▼ 0.25% · 3.875%
HK$99,545
−HK$2,638/mo
Today · 4.125%
HK$102,183
baseline
▲ 0.50% · 4.625%
HK$107,569
+HK$5,386/mo
Deposit HK$2.12M · loan HK$19.11M · min. income ≈ HK$204,366/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$873,120 · Scale 2, in force from 26 Feb 2026)