LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,413
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$49,919
−HK$1,530/mo
Today · 4.125%
HK$51,449
baseline
▲ 0.50% · 4.625%
HK$54,580
+HK$3,131/mo
Deposit HK$10.62M · loan HK$10.62M · min. income ≈ HK$102,898/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$873,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,859
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$55,303
−HK$1,466/mo
Today · 4.125%
HK$56,769
baseline
▲ 0.50% · 4.625%
HK$59,761
+HK$2,992/mo
Deposit HK$10.62M · loan HK$10.62M · min. income ≈ HK$113,538/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$873,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,096
−HK$3,643/mo
▼ 0.25% · 3.875%
HK$59,903
−HK$1,836/mo
Today · 4.125%
HK$61,739
baseline
▲ 0.50% · 4.625%
HK$65,495
+HK$3,756/mo
Deposit HK$8.49M · loan HK$12.74M · min. income ≈ HK$123,478/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$873,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,631
−HK$3,492/mo
▼ 0.25% · 3.875%
HK$66,364
−HK$1,759/mo
Today · 4.125%
HK$68,123
baseline
▲ 0.50% · 4.625%
HK$71,713
+HK$3,590/mo
Deposit HK$8.49M · loan HK$12.74M · min. income ≈ HK$136,246/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$873,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,778
−HK$4,251/mo
▼ 0.25% · 3.875%
HK$69,887
−HK$2,142/mo
Today · 4.125%
HK$72,029
baseline
▲ 0.50% · 4.625%
HK$76,411
+HK$4,382/mo
Deposit HK$6.37M · loan HK$14.86M · min. income ≈ HK$144,058/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$873,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,403
−HK$4,073/mo
▼ 0.25% · 3.875%
HK$77,425
−HK$2,051/mo
Today · 4.125%
HK$79,476
baseline
▲ 0.50% · 4.625%
HK$83,666
+HK$4,190/mo
Deposit HK$6.37M · loan HK$14.86M · min. income ≈ HK$158,952/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$873,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,143
−HK$5,465/mo
▼ 0.25% · 3.875%
HK$89,854
−HK$2,754/mo
Today · 4.125%
HK$92,608
baseline
▲ 0.50% · 4.625%
HK$98,243
+HK$5,635/mo
Deposit HK$2.12M · loan HK$19.11M · min. income ≈ HK$185,216/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$873,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,946
−HK$5,238/mo
▼ 0.25% · 3.875%
HK$99,546
−HK$2,638/mo
Today · 4.125%
HK$102,184
baseline
▲ 0.50% · 4.625%
HK$107,570
+HK$5,386/mo
Deposit HK$2.12M · loan HK$19.11M · min. income ≈ HK$204,368/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$873,140 · Scale 2, in force from 26 Feb 2026)