LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,416
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$49,922
−HK$1,530/mo
Today · 4.125%
HK$51,452
baseline
▲ 0.50% · 4.625%
HK$54,583
+HK$3,131/mo
Deposit HK$10.62M · loan HK$10.62M · min. income ≈ HK$102,904/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$873,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,863
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$55,307
−HK$1,466/mo
Today · 4.125%
HK$56,773
baseline
▲ 0.50% · 4.625%
HK$59,765
+HK$2,992/mo
Deposit HK$10.62M · loan HK$10.62M · min. income ≈ HK$113,546/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$873,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,100
−HK$3,643/mo
▼ 0.25% · 3.875%
HK$59,907
−HK$1,836/mo
Today · 4.125%
HK$61,743
baseline
▲ 0.50% · 4.625%
HK$65,500
+HK$3,757/mo
Deposit HK$8.49M · loan HK$12.74M · min. income ≈ HK$123,486/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$873,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,635
−HK$3,492/mo
▼ 0.25% · 3.875%
HK$66,369
−HK$1,758/mo
Today · 4.125%
HK$68,127
baseline
▲ 0.50% · 4.625%
HK$71,718
+HK$3,591/mo
Deposit HK$8.49M · loan HK$12.74M · min. income ≈ HK$136,254/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$873,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,783
−HK$4,250/mo
▼ 0.25% · 3.875%
HK$69,891
−HK$2,142/mo
Today · 4.125%
HK$72,033
baseline
▲ 0.50% · 4.625%
HK$76,416
+HK$4,383/mo
Deposit HK$6.37M · loan HK$14.86M · min. income ≈ HK$144,066/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$873,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,408
−HK$4,074/mo
▼ 0.25% · 3.875%
HK$77,430
−HK$2,052/mo
Today · 4.125%
HK$79,482
baseline
▲ 0.50% · 4.625%
HK$83,671
+HK$4,189/mo
Deposit HK$6.37M · loan HK$14.86M · min. income ≈ HK$158,964/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$873,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,149
−HK$5,465/mo
▼ 0.25% · 3.875%
HK$89,860
−HK$2,754/mo
Today · 4.125%
HK$92,614
baseline
▲ 0.50% · 4.625%
HK$98,250
+HK$5,636/mo
Deposit HK$2.12M · loan HK$19.11M · min. income ≈ HK$185,228/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$873,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,953
−HK$5,238/mo
▼ 0.25% · 3.875%
HK$99,553
−HK$2,638/mo
Today · 4.125%
HK$102,191
baseline
▲ 0.50% · 4.625%
HK$107,577
+HK$5,386/mo
Deposit HK$2.12M · loan HK$19.11M · min. income ≈ HK$204,382/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$873,282 · Scale 2, in force from 26 Feb 2026)