LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,419
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$49,925
−HK$1,530/mo
Today · 4.125%
HK$51,455
baseline
▲ 0.50% · 4.625%
HK$54,586
+HK$3,131/mo
Deposit HK$10.62M · loan HK$10.62M · min. income ≈ HK$102,910/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$873,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,866
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$55,310
−HK$1,466/mo
Today · 4.125%
HK$56,776
baseline
▲ 0.50% · 4.625%
HK$59,769
+HK$2,993/mo
Deposit HK$10.62M · loan HK$10.62M · min. income ≈ HK$113,552/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$873,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,103
−HK$3,643/mo
▼ 0.25% · 3.875%
HK$59,910
−HK$1,836/mo
Today · 4.125%
HK$61,746
baseline
▲ 0.50% · 4.625%
HK$65,504
+HK$3,758/mo
Deposit HK$8.49M · loan HK$12.74M · min. income ≈ HK$123,492/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$873,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,639
−HK$3,492/mo
▼ 0.25% · 3.875%
HK$66,372
−HK$1,759/mo
Today · 4.125%
HK$68,131
baseline
▲ 0.50% · 4.625%
HK$71,722
+HK$3,591/mo
Deposit HK$8.49M · loan HK$12.74M · min. income ≈ HK$136,262/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$873,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,787
−HK$4,250/mo
▼ 0.25% · 3.875%
HK$69,895
−HK$2,142/mo
Today · 4.125%
HK$72,037
baseline
▲ 0.50% · 4.625%
HK$76,421
+HK$4,384/mo
Deposit HK$6.37M · loan HK$14.86M · min. income ≈ HK$144,074/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$873,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,412
−HK$4,074/mo
▼ 0.25% · 3.875%
HK$77,434
−HK$2,052/mo
Today · 4.125%
HK$79,486
baseline
▲ 0.50% · 4.625%
HK$83,676
+HK$4,190/mo
Deposit HK$6.37M · loan HK$14.86M · min. income ≈ HK$158,972/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$873,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,154
−HK$5,466/mo
▼ 0.25% · 3.875%
HK$89,865
−HK$2,755/mo
Today · 4.125%
HK$92,620
baseline
▲ 0.50% · 4.625%
HK$98,255
+HK$5,635/mo
Deposit HK$2.12M · loan HK$19.11M · min. income ≈ HK$185,240/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$873,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,958
−HK$5,239/mo
▼ 0.25% · 3.875%
HK$99,559
−HK$2,638/mo
Today · 4.125%
HK$102,197
baseline
▲ 0.50% · 4.625%
HK$107,584
+HK$5,387/mo
Deposit HK$2.12M · loan HK$19.11M · min. income ≈ HK$204,394/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$873,403 · Scale 2, in force from 26 Feb 2026)