LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,421
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$49,927
−HK$1,531/mo
Today · 4.125%
HK$51,458
baseline
▲ 0.50% · 4.625%
HK$54,589
+HK$3,131/mo
Deposit HK$10.62M · loan HK$10.62M · min. income ≈ HK$102,916/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$873,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,868
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$55,313
−HK$1,465/mo
Today · 4.125%
HK$56,778
baseline
▲ 0.50% · 4.625%
HK$59,771
+HK$2,993/mo
Deposit HK$10.62M · loan HK$10.62M · min. income ≈ HK$113,556/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$873,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,105
−HK$3,644/mo
▼ 0.25% · 3.875%
HK$59,913
−HK$1,836/mo
Today · 4.125%
HK$61,749
baseline
▲ 0.50% · 4.625%
HK$65,506
+HK$3,757/mo
Deposit HK$8.49M · loan HK$12.74M · min. income ≈ HK$123,498/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$873,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,642
−HK$3,492/mo
▼ 0.25% · 3.875%
HK$66,375
−HK$1,759/mo
Today · 4.125%
HK$68,134
baseline
▲ 0.50% · 4.625%
HK$71,726
+HK$3,592/mo
Deposit HK$8.49M · loan HK$12.74M · min. income ≈ HK$136,268/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$873,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,790
−HK$4,251/mo
▼ 0.25% · 3.875%
HK$69,898
−HK$2,143/mo
Today · 4.125%
HK$72,041
baseline
▲ 0.50% · 4.625%
HK$76,424
+HK$4,383/mo
Deposit HK$6.37M · loan HK$14.86M · min. income ≈ HK$144,082/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$873,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,415
−HK$4,075/mo
▼ 0.25% · 3.875%
HK$77,438
−HK$2,052/mo
Today · 4.125%
HK$79,490
baseline
▲ 0.50% · 4.625%
HK$83,680
+HK$4,190/mo
Deposit HK$6.37M · loan HK$14.86M · min. income ≈ HK$158,980/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$873,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,158
−HK$5,466/mo
▼ 0.25% · 3.875%
HK$89,869
−HK$2,755/mo
Today · 4.125%
HK$92,624
baseline
▲ 0.50% · 4.625%
HK$98,260
+HK$5,636/mo
Deposit HK$2.12M · loan HK$19.11M · min. income ≈ HK$185,248/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$873,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,963
−HK$5,238/mo
▼ 0.25% · 3.875%
HK$99,563
−HK$2,638/mo
Today · 4.125%
HK$102,201
baseline
▲ 0.50% · 4.625%
HK$107,588
+HK$5,387/mo
Deposit HK$2.12M · loan HK$19.11M · min. income ≈ HK$204,402/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$873,498 · Scale 2, in force from 26 Feb 2026)