LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,422
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$49,928
−HK$1,530/mo
Today · 4.125%
HK$51,458
baseline
▲ 0.50% · 4.625%
HK$54,589
+HK$3,131/mo
Deposit HK$10.62M · loan HK$10.62M · min. income ≈ HK$102,916/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$873,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,869
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$55,313
−HK$1,466/mo
Today · 4.125%
HK$56,779
baseline
▲ 0.50% · 4.625%
HK$59,772
+HK$2,993/mo
Deposit HK$10.62M · loan HK$10.62M · min. income ≈ HK$113,558/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$873,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,106
−HK$3,644/mo
▼ 0.25% · 3.875%
HK$59,914
−HK$1,836/mo
Today · 4.125%
HK$61,750
baseline
▲ 0.50% · 4.625%
HK$65,507
+HK$3,757/mo
Deposit HK$8.49M · loan HK$12.74M · min. income ≈ HK$123,500/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$873,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,642
−HK$3,493/mo
▼ 0.25% · 3.875%
HK$66,376
−HK$1,759/mo
Today · 4.125%
HK$68,135
baseline
▲ 0.50% · 4.625%
HK$71,726
+HK$3,591/mo
Deposit HK$8.49M · loan HK$12.74M · min. income ≈ HK$136,270/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$873,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,790
−HK$4,251/mo
▼ 0.25% · 3.875%
HK$69,899
−HK$2,142/mo
Today · 4.125%
HK$72,041
baseline
▲ 0.50% · 4.625%
HK$76,425
+HK$4,384/mo
Deposit HK$6.37M · loan HK$14.86M · min. income ≈ HK$144,082/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$873,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,416
−HK$4,075/mo
▼ 0.25% · 3.875%
HK$77,439
−HK$2,052/mo
Today · 4.125%
HK$79,491
baseline
▲ 0.50% · 4.625%
HK$83,681
+HK$4,190/mo
Deposit HK$6.37M · loan HK$14.86M · min. income ≈ HK$158,982/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$873,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,159
−HK$5,466/mo
▼ 0.25% · 3.875%
HK$89,870
−HK$2,755/mo
Today · 4.125%
HK$92,625
baseline
▲ 0.50% · 4.625%
HK$98,261
+HK$5,636/mo
Deposit HK$2.12M · loan HK$19.11M · min. income ≈ HK$185,250/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$873,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,964
−HK$5,238/mo
▼ 0.25% · 3.875%
HK$99,564
−HK$2,638/mo
Today · 4.125%
HK$102,202
baseline
▲ 0.50% · 4.625%
HK$107,590
+HK$5,388/mo
Deposit HK$2.12M · loan HK$19.11M · min. income ≈ HK$204,404/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$873,522 · Scale 2, in force from 26 Feb 2026)