LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,423
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$49,930
−HK$1,530/mo
Today · 4.125%
HK$51,460
baseline
▲ 0.50% · 4.625%
HK$54,591
+HK$3,131/mo
Deposit HK$10.62M · loan HK$10.62M · min. income ≈ HK$102,920/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$873,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,871
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$55,315
−HK$1,466/mo
Today · 4.125%
HK$56,781
baseline
▲ 0.50% · 4.625%
HK$59,774
+HK$2,993/mo
Deposit HK$10.62M · loan HK$10.62M · min. income ≈ HK$113,562/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$873,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,108
−HK$3,644/mo
▼ 0.25% · 3.875%
HK$59,916
−HK$1,836/mo
Today · 4.125%
HK$61,752
baseline
▲ 0.50% · 4.625%
HK$65,509
+HK$3,757/mo
Deposit HK$8.49M · loan HK$12.74M · min. income ≈ HK$123,504/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$873,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,645
−HK$3,492/mo
▼ 0.25% · 3.875%
HK$66,378
−HK$1,759/mo
Today · 4.125%
HK$68,137
baseline
▲ 0.50% · 4.625%
HK$71,729
+HK$3,592/mo
Deposit HK$8.49M · loan HK$12.74M · min. income ≈ HK$136,274/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$873,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,793
−HK$4,251/mo
▼ 0.25% · 3.875%
HK$69,901
−HK$2,143/mo
Today · 4.125%
HK$72,044
baseline
▲ 0.50% · 4.625%
HK$76,428
+HK$4,384/mo
Deposit HK$6.37M · loan HK$14.87M · min. income ≈ HK$144,088/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$873,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,419
−HK$4,074/mo
▼ 0.25% · 3.875%
HK$77,441
−HK$2,052/mo
Today · 4.125%
HK$79,493
baseline
▲ 0.50% · 4.625%
HK$83,684
+HK$4,191/mo
Deposit HK$6.37M · loan HK$14.87M · min. income ≈ HK$158,986/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$873,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,162
−HK$5,466/mo
▼ 0.25% · 3.875%
HK$89,873
−HK$2,755/mo
Today · 4.125%
HK$92,628
baseline
▲ 0.50% · 4.625%
HK$98,264
+HK$5,636/mo
Deposit HK$2.12M · loan HK$19.11M · min. income ≈ HK$185,256/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$873,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,967
−HK$5,239/mo
▼ 0.25% · 3.875%
HK$99,568
−HK$2,638/mo
Today · 4.125%
HK$102,206
baseline
▲ 0.50% · 4.625%
HK$107,593
+HK$5,387/mo
Deposit HK$2.12M · loan HK$19.11M · min. income ≈ HK$204,412/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$873,593 · Scale 2, in force from 26 Feb 2026)