LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,426
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$49,933
−HK$1,530/mo
Today · 4.125%
HK$51,463
baseline
▲ 0.50% · 4.625%
HK$54,594
+HK$3,131/mo
Deposit HK$10.62M · loan HK$10.62M · min. income ≈ HK$102,926/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$873,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,874
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$55,319
−HK$1,465/mo
Today · 4.125%
HK$56,784
baseline
▲ 0.50% · 4.625%
HK$59,778
+HK$2,994/mo
Deposit HK$10.62M · loan HK$10.62M · min. income ≈ HK$113,568/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$873,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,112
−HK$3,644/mo
▼ 0.25% · 3.875%
HK$59,919
−HK$1,837/mo
Today · 4.125%
HK$61,756
baseline
▲ 0.50% · 4.625%
HK$65,513
+HK$3,757/mo
Deposit HK$8.49M · loan HK$12.74M · min. income ≈ HK$123,512/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$873,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,648
−HK$3,493/mo
▼ 0.25% · 3.875%
HK$66,382
−HK$1,759/mo
Today · 4.125%
HK$68,141
baseline
▲ 0.50% · 4.625%
HK$71,733
+HK$3,592/mo
Deposit HK$8.49M · loan HK$12.74M · min. income ≈ HK$136,282/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$873,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,797
−HK$4,251/mo
▼ 0.25% · 3.875%
HK$69,906
−HK$2,142/mo
Today · 4.125%
HK$72,048
baseline
▲ 0.50% · 4.625%
HK$76,432
+HK$4,384/mo
Deposit HK$6.37M · loan HK$14.87M · min. income ≈ HK$144,096/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$873,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,423
−HK$4,075/mo
▼ 0.25% · 3.875%
HK$77,446
−HK$2,052/mo
Today · 4.125%
HK$79,498
baseline
▲ 0.50% · 4.625%
HK$83,689
+HK$4,191/mo
Deposit HK$6.37M · loan HK$14.87M · min. income ≈ HK$158,996/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$873,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,167
−HK$5,466/mo
▼ 0.25% · 3.875%
HK$89,879
−HK$2,754/mo
Today · 4.125%
HK$92,633
baseline
▲ 0.50% · 4.625%
HK$98,270
+HK$5,637/mo
Deposit HK$2.12M · loan HK$19.11M · min. income ≈ HK$185,266/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$873,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,973
−HK$5,239/mo
▼ 0.25% · 3.875%
HK$99,573
−HK$2,639/mo
Today · 4.125%
HK$102,212
baseline
▲ 0.50% · 4.625%
HK$107,600
+HK$5,388/mo
Deposit HK$2.12M · loan HK$19.11M · min. income ≈ HK$204,424/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$873,720 · Scale 2, in force from 26 Feb 2026)