LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,428
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$49,934
−HK$1,531/mo
Today · 4.125%
HK$51,465
baseline
▲ 0.50% · 4.625%
HK$54,596
+HK$3,131/mo
Deposit HK$10.62M · loan HK$10.62M · min. income ≈ HK$102,930/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$873,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,876
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$55,321
−HK$1,465/mo
Today · 4.125%
HK$56,786
baseline
▲ 0.50% · 4.625%
HK$59,780
+HK$2,994/mo
Deposit HK$10.62M · loan HK$10.62M · min. income ≈ HK$113,572/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$873,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,114
−HK$3,644/mo
▼ 0.25% · 3.875%
HK$59,921
−HK$1,837/mo
Today · 4.125%
HK$61,758
baseline
▲ 0.50% · 4.625%
HK$65,516
+HK$3,758/mo
Deposit HK$8.50M · loan HK$12.74M · min. income ≈ HK$123,516/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$873,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,651
−HK$3,493/mo
▼ 0.25% · 3.875%
HK$66,385
−HK$1,759/mo
Today · 4.125%
HK$68,144
baseline
▲ 0.50% · 4.625%
HK$71,736
+HK$3,592/mo
Deposit HK$8.50M · loan HK$12.74M · min. income ≈ HK$136,288/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$873,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,799
−HK$4,252/mo
▼ 0.25% · 3.875%
HK$69,908
−HK$2,143/mo
Today · 4.125%
HK$72,051
baseline
▲ 0.50% · 4.625%
HK$76,435
+HK$4,384/mo
Deposit HK$6.37M · loan HK$14.87M · min. income ≈ HK$144,102/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$873,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,426
−HK$4,075/mo
▼ 0.25% · 3.875%
HK$77,449
−HK$2,052/mo
Today · 4.125%
HK$79,501
baseline
▲ 0.50% · 4.625%
HK$83,692
+HK$4,191/mo
Deposit HK$6.37M · loan HK$14.87M · min. income ≈ HK$159,002/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$873,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,170
−HK$5,467/mo
▼ 0.25% · 3.875%
HK$89,882
−HK$2,755/mo
Today · 4.125%
HK$92,637
baseline
▲ 0.50% · 4.625%
HK$98,273
+HK$5,636/mo
Deposit HK$2.12M · loan HK$19.11M · min. income ≈ HK$185,274/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$873,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,976
−HK$5,239/mo
▼ 0.25% · 3.875%
HK$99,577
−HK$2,638/mo
Today · 4.125%
HK$102,215
baseline
▲ 0.50% · 4.625%
HK$107,603
+HK$5,388/mo
Deposit HK$2.12M · loan HK$19.11M · min. income ≈ HK$204,430/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$873,795 · Scale 2, in force from 26 Feb 2026)