LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,434
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$49,941
−HK$1,530/mo
Today · 4.125%
HK$51,471
baseline
▲ 0.50% · 4.625%
HK$54,603
+HK$3,132/mo
Deposit HK$10.62M · loan HK$10.62M · min. income ≈ HK$102,942/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$874,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,882
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$55,328
−HK$1,466/mo
Today · 4.125%
HK$56,794
baseline
▲ 0.50% · 4.625%
HK$59,787
+HK$2,993/mo
Deposit HK$10.62M · loan HK$10.62M · min. income ≈ HK$113,588/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$874,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,121
−HK$3,645/mo
▼ 0.25% · 3.875%
HK$59,929
−HK$1,837/mo
Today · 4.125%
HK$61,766
baseline
▲ 0.50% · 4.625%
HK$65,524
+HK$3,758/mo
Deposit HK$8.50M · loan HK$12.74M · min. income ≈ HK$123,532/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$874,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,659
−HK$3,493/mo
▼ 0.25% · 3.875%
HK$66,393
−HK$1,759/mo
Today · 4.125%
HK$68,152
baseline
▲ 0.50% · 4.625%
HK$71,745
+HK$3,593/mo
Deposit HK$8.50M · loan HK$12.74M · min. income ≈ HK$136,304/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$874,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,808
−HK$4,252/mo
▼ 0.25% · 3.875%
HK$69,917
−HK$2,143/mo
Today · 4.125%
HK$72,060
baseline
▲ 0.50% · 4.625%
HK$76,445
+HK$4,385/mo
Deposit HK$6.37M · loan HK$14.87M · min. income ≈ HK$144,120/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$874,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,435
−HK$4,076/mo
▼ 0.25% · 3.875%
HK$77,459
−HK$2,052/mo
Today · 4.125%
HK$79,511
baseline
▲ 0.50% · 4.625%
HK$83,702
+HK$4,191/mo
Deposit HK$6.37M · loan HK$14.87M · min. income ≈ HK$159,022/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$874,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,181
−HK$5,467/mo
▼ 0.25% · 3.875%
HK$89,893
−HK$2,755/mo
Today · 4.125%
HK$92,648
baseline
▲ 0.50% · 4.625%
HK$98,286
+HK$5,638/mo
Deposit HK$2.12M · loan HK$19.12M · min. income ≈ HK$185,296/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$874,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,988
−HK$5,240/mo
▼ 0.25% · 3.875%
HK$99,590
−HK$2,638/mo
Today · 4.125%
HK$102,228
baseline
▲ 0.50% · 4.625%
HK$107,617
+HK$5,389/mo
Deposit HK$2.12M · loan HK$19.12M · min. income ≈ HK$204,456/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$874,065 · Scale 2, in force from 26 Feb 2026)