LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,435
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$49,941
−HK$1,531/mo
Today · 4.125%
HK$51,472
baseline
▲ 0.50% · 4.625%
HK$54,604
+HK$3,132/mo
Deposit HK$10.62M · loan HK$10.62M · min. income ≈ HK$102,944/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$874,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,883
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$55,328
−HK$1,466/mo
Today · 4.125%
HK$56,794
baseline
▲ 0.50% · 4.625%
HK$59,788
+HK$2,994/mo
Deposit HK$10.62M · loan HK$10.62M · min. income ≈ HK$113,588/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$874,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,122
−HK$3,644/mo
▼ 0.25% · 3.875%
HK$59,929
−HK$1,837/mo
Today · 4.125%
HK$61,766
baseline
▲ 0.50% · 4.625%
HK$65,525
+HK$3,759/mo
Deposit HK$8.50M · loan HK$12.74M · min. income ≈ HK$123,532/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$874,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,660
−HK$3,493/mo
▼ 0.25% · 3.875%
HK$66,394
−HK$1,759/mo
Today · 4.125%
HK$68,153
baseline
▲ 0.50% · 4.625%
HK$71,745
+HK$3,592/mo
Deposit HK$8.50M · loan HK$12.74M · min. income ≈ HK$136,306/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$874,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,808
−HK$4,253/mo
▼ 0.25% · 3.875%
HK$69,918
−HK$2,143/mo
Today · 4.125%
HK$72,061
baseline
▲ 0.50% · 4.625%
HK$76,445
+HK$4,384/mo
Deposit HK$6.37M · loan HK$14.87M · min. income ≈ HK$144,122/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$874,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,436
−HK$4,076/mo
▼ 0.25% · 3.875%
HK$77,459
−HK$2,053/mo
Today · 4.125%
HK$79,512
baseline
▲ 0.50% · 4.625%
HK$83,703
+HK$4,191/mo
Deposit HK$6.37M · loan HK$14.87M · min. income ≈ HK$159,024/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$874,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,182
−HK$5,467/mo
▼ 0.25% · 3.875%
HK$89,894
−HK$2,755/mo
Today · 4.125%
HK$92,649
baseline
▲ 0.50% · 4.625%
HK$98,287
+HK$5,638/mo
Deposit HK$2.12M · loan HK$19.12M · min. income ≈ HK$185,298/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$874,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,989
−HK$5,241/mo
▼ 0.25% · 3.875%
HK$99,591
−HK$2,639/mo
Today · 4.125%
HK$102,230
baseline
▲ 0.50% · 4.625%
HK$107,618
+HK$5,388/mo
Deposit HK$2.12M · loan HK$19.12M · min. income ≈ HK$204,460/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$874,087 · Scale 2, in force from 26 Feb 2026)