LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,436
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$49,943
−HK$1,531/mo
Today · 4.125%
HK$51,474
baseline
▲ 0.50% · 4.625%
HK$54,606
+HK$3,132/mo
Deposit HK$10.62M · loan HK$10.62M · min. income ≈ HK$102,948/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$874,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,885
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$55,330
−HK$1,466/mo
Today · 4.125%
HK$56,796
baseline
▲ 0.50% · 4.625%
HK$59,790
+HK$2,994/mo
Deposit HK$10.62M · loan HK$10.62M · min. income ≈ HK$113,592/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$874,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,123
−HK$3,645/mo
▼ 0.25% · 3.875%
HK$59,931
−HK$1,837/mo
Today · 4.125%
HK$61,768
baseline
▲ 0.50% · 4.625%
HK$65,527
+HK$3,759/mo
Deposit HK$8.50M · loan HK$12.74M · min. income ≈ HK$123,536/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$874,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,662
−HK$3,493/mo
▼ 0.25% · 3.875%
HK$66,396
−HK$1,759/mo
Today · 4.125%
HK$68,155
baseline
▲ 0.50% · 4.625%
HK$71,748
+HK$3,593/mo
Deposit HK$8.50M · loan HK$12.74M · min. income ≈ HK$136,310/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$874,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,811
−HK$4,252/mo
▼ 0.25% · 3.875%
HK$69,920
−HK$2,143/mo
Today · 4.125%
HK$72,063
baseline
▲ 0.50% · 4.625%
HK$76,448
+HK$4,385/mo
Deposit HK$6.37M · loan HK$14.87M · min. income ≈ HK$144,126/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$874,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,439
−HK$4,075/mo
▼ 0.25% · 3.875%
HK$77,462
−HK$2,052/mo
Today · 4.125%
HK$79,514
baseline
▲ 0.50% · 4.625%
HK$83,706
+HK$4,192/mo
Deposit HK$6.37M · loan HK$14.87M · min. income ≈ HK$159,028/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$874,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,185
−HK$5,467/mo
▼ 0.25% · 3.875%
HK$89,897
−HK$2,755/mo
Today · 4.125%
HK$92,652
baseline
▲ 0.50% · 4.625%
HK$98,290
+HK$5,638/mo
Deposit HK$2.12M · loan HK$19.12M · min. income ≈ HK$185,304/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$874,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,993
−HK$5,240/mo
▼ 0.25% · 3.875%
HK$99,594
−HK$2,639/mo
Today · 4.125%
HK$102,233
baseline
▲ 0.50% · 4.625%
HK$107,622
+HK$5,389/mo
Deposit HK$2.12M · loan HK$19.12M · min. income ≈ HK$204,466/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$874,157 · Scale 2, in force from 26 Feb 2026)