LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,439
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$49,946
−HK$1,531/mo
Today · 4.125%
HK$51,477
baseline
▲ 0.50% · 4.625%
HK$54,609
+HK$3,132/mo
Deposit HK$10.62M · loan HK$10.62M · min. income ≈ HK$102,954/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$874,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,888
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$55,333
−HK$1,466/mo
Today · 4.125%
HK$56,799
baseline
▲ 0.50% · 4.625%
HK$59,793
+HK$2,994/mo
Deposit HK$10.62M · loan HK$10.62M · min. income ≈ HK$113,598/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$874,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,127
−HK$3,645/mo
▼ 0.25% · 3.875%
HK$59,935
−HK$1,837/mo
Today · 4.125%
HK$61,772
baseline
▲ 0.50% · 4.625%
HK$65,531
+HK$3,759/mo
Deposit HK$8.50M · loan HK$12.75M · min. income ≈ HK$123,544/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$874,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,666
−HK$3,493/mo
▼ 0.25% · 3.875%
HK$66,400
−HK$1,759/mo
Today · 4.125%
HK$68,159
baseline
▲ 0.50% · 4.625%
HK$71,752
+HK$3,593/mo
Deposit HK$8.50M · loan HK$12.75M · min. income ≈ HK$136,318/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$874,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,815
−HK$4,252/mo
▼ 0.25% · 3.875%
HK$69,924
−HK$2,143/mo
Today · 4.125%
HK$72,067
baseline
▲ 0.50% · 4.625%
HK$76,452
+HK$4,385/mo
Deposit HK$6.37M · loan HK$14.87M · min. income ≈ HK$144,134/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$874,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,443
−HK$4,076/mo
▼ 0.25% · 3.875%
HK$77,466
−HK$2,053/mo
Today · 4.125%
HK$79,519
baseline
▲ 0.50% · 4.625%
HK$83,711
+HK$4,192/mo
Deposit HK$6.37M · loan HK$14.87M · min. income ≈ HK$159,038/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$874,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,190
−HK$5,468/mo
▼ 0.25% · 3.875%
HK$89,902
−HK$2,756/mo
Today · 4.125%
HK$92,658
baseline
▲ 0.50% · 4.625%
HK$98,296
+HK$5,638/mo
Deposit HK$2.12M · loan HK$19.12M · min. income ≈ HK$185,316/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$874,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,998
−HK$5,241/mo
▼ 0.25% · 3.875%
HK$99,600
−HK$2,639/mo
Today · 4.125%
HK$102,239
baseline
▲ 0.50% · 4.625%
HK$107,628
+HK$5,389/mo
Deposit HK$2.12M · loan HK$19.12M · min. income ≈ HK$204,478/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$874,281 · Scale 2, in force from 26 Feb 2026)