LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,440
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$49,947
−HK$1,530/mo
Today · 4.125%
HK$51,477
baseline
▲ 0.50% · 4.625%
HK$54,610
+HK$3,133/mo
Deposit HK$10.62M · loan HK$10.62M · min. income ≈ HK$102,954/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$874,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,889
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$55,334
−HK$1,466/mo
Today · 4.125%
HK$56,800
baseline
▲ 0.50% · 4.625%
HK$59,794
+HK$2,994/mo
Deposit HK$10.62M · loan HK$10.62M · min. income ≈ HK$113,600/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$874,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,128
−HK$3,645/mo
▼ 0.25% · 3.875%
HK$59,936
−HK$1,837/mo
Today · 4.125%
HK$61,773
baseline
▲ 0.50% · 4.625%
HK$65,532
+HK$3,759/mo
Deposit HK$8.50M · loan HK$12.75M · min. income ≈ HK$123,546/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$874,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,667
−HK$3,493/mo
▼ 0.25% · 3.875%
HK$66,401
−HK$1,759/mo
Today · 4.125%
HK$68,160
baseline
▲ 0.50% · 4.625%
HK$71,753
+HK$3,593/mo
Deposit HK$8.50M · loan HK$12.75M · min. income ≈ HK$136,320/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$874,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,816
−HK$4,252/mo
▼ 0.25% · 3.875%
HK$69,925
−HK$2,143/mo
Today · 4.125%
HK$72,068
baseline
▲ 0.50% · 4.625%
HK$76,454
+HK$4,386/mo
Deposit HK$6.37M · loan HK$14.87M · min. income ≈ HK$144,136/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$874,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,444
−HK$4,076/mo
▼ 0.25% · 3.875%
HK$77,468
−HK$2,052/mo
Today · 4.125%
HK$79,520
baseline
▲ 0.50% · 4.625%
HK$83,712
+HK$4,192/mo
Deposit HK$6.37M · loan HK$14.87M · min. income ≈ HK$159,040/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$874,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,192
−HK$5,467/mo
▼ 0.25% · 3.875%
HK$89,904
−HK$2,755/mo
Today · 4.125%
HK$92,659
baseline
▲ 0.50% · 4.625%
HK$98,298
+HK$5,639/mo
Deposit HK$2.12M · loan HK$19.12M · min. income ≈ HK$185,318/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$874,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,000
−HK$5,241/mo
▼ 0.25% · 3.875%
HK$99,601
−HK$2,640/mo
Today · 4.125%
HK$102,241
baseline
▲ 0.50% · 4.625%
HK$107,630
+HK$5,389/mo
Deposit HK$2.12M · loan HK$19.12M · min. income ≈ HK$204,482/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$874,318 · Scale 2, in force from 26 Feb 2026)