LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,444
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$49,951
−HK$1,531/mo
Today · 4.125%
HK$51,482
baseline
▲ 0.50% · 4.625%
HK$54,614
+HK$3,132/mo
Deposit HK$10.62M · loan HK$10.62M · min. income ≈ HK$102,964/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$874,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,893
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$55,339
−HK$1,466/mo
Today · 4.125%
HK$56,805
baseline
▲ 0.50% · 4.625%
HK$59,799
+HK$2,994/mo
Deposit HK$10.62M · loan HK$10.62M · min. income ≈ HK$113,610/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$874,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,133
−HK$3,645/mo
▼ 0.25% · 3.875%
HK$59,941
−HK$1,837/mo
Today · 4.125%
HK$61,778
baseline
▲ 0.50% · 4.625%
HK$65,537
+HK$3,759/mo
Deposit HK$8.50M · loan HK$12.75M · min. income ≈ HK$123,556/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$874,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,672
−HK$3,494/mo
▼ 0.25% · 3.875%
HK$66,406
−HK$1,760/mo
Today · 4.125%
HK$68,166
baseline
▲ 0.50% · 4.625%
HK$71,759
+HK$3,593/mo
Deposit HK$8.50M · loan HK$12.75M · min. income ≈ HK$136,332/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$874,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,821
−HK$4,253/mo
▼ 0.25% · 3.875%
HK$69,931
−HK$2,143/mo
Today · 4.125%
HK$72,074
baseline
▲ 0.50% · 4.625%
HK$76,460
+HK$4,386/mo
Deposit HK$6.37M · loan HK$14.87M · min. income ≈ HK$144,148/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$874,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,451
−HK$4,076/mo
▼ 0.25% · 3.875%
HK$77,474
−HK$2,053/mo
Today · 4.125%
HK$79,527
baseline
▲ 0.50% · 4.625%
HK$83,719
+HK$4,192/mo
Deposit HK$6.37M · loan HK$14.87M · min. income ≈ HK$159,054/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$874,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,199
−HK$5,468/mo
▼ 0.25% · 3.875%
HK$89,911
−HK$2,756/mo
Today · 4.125%
HK$92,667
baseline
▲ 0.50% · 4.625%
HK$98,306
+HK$5,639/mo
Deposit HK$2.12M · loan HK$19.12M · min. income ≈ HK$185,334/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$874,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,008
−HK$5,241/mo
▼ 0.25% · 3.875%
HK$99,610
−HK$2,639/mo
Today · 4.125%
HK$102,249
baseline
▲ 0.50% · 4.625%
HK$107,639
+HK$5,390/mo
Deposit HK$2.12M · loan HK$19.12M · min. income ≈ HK$204,498/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$874,489 · Scale 2, in force from 26 Feb 2026)