LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,444
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$49,951
−HK$1,531/mo
Today · 4.125%
HK$51,482
baseline
▲ 0.50% · 4.625%
HK$54,615
+HK$3,133/mo
Deposit HK$10.62M · loan HK$10.62M · min. income ≈ HK$102,964/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$874,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,894
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$55,339
−HK$1,467/mo
Today · 4.125%
HK$56,806
baseline
▲ 0.50% · 4.625%
HK$59,800
+HK$2,994/mo
Deposit HK$10.62M · loan HK$10.62M · min. income ≈ HK$113,612/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$874,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,133
−HK$3,646/mo
▼ 0.25% · 3.875%
HK$59,942
−HK$1,837/mo
Today · 4.125%
HK$61,779
baseline
▲ 0.50% · 4.625%
HK$65,538
+HK$3,759/mo
Deposit HK$8.50M · loan HK$12.75M · min. income ≈ HK$123,558/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$874,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,673
−HK$3,494/mo
▼ 0.25% · 3.875%
HK$66,407
−HK$1,760/mo
Today · 4.125%
HK$68,167
baseline
▲ 0.50% · 4.625%
HK$71,760
+HK$3,593/mo
Deposit HK$8.50M · loan HK$12.75M · min. income ≈ HK$136,334/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$874,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,822
−HK$4,253/mo
▼ 0.25% · 3.875%
HK$69,932
−HK$2,143/mo
Today · 4.125%
HK$72,075
baseline
▲ 0.50% · 4.625%
HK$76,461
+HK$4,386/mo
Deposit HK$6.37M · loan HK$14.87M · min. income ≈ HK$144,150/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$874,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,451
−HK$4,077/mo
▼ 0.25% · 3.875%
HK$77,475
−HK$2,053/mo
Today · 4.125%
HK$79,528
baseline
▲ 0.50% · 4.625%
HK$83,720
+HK$4,192/mo
Deposit HK$6.37M · loan HK$14.87M · min. income ≈ HK$159,056/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$874,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,200
−HK$5,468/mo
▼ 0.25% · 3.875%
HK$89,912
−HK$2,756/mo
Today · 4.125%
HK$92,668
baseline
▲ 0.50% · 4.625%
HK$98,307
+HK$5,639/mo
Deposit HK$2.12M · loan HK$19.12M · min. income ≈ HK$185,336/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$874,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,009
−HK$5,241/mo
▼ 0.25% · 3.875%
HK$99,611
−HK$2,639/mo
Today · 4.125%
HK$102,250
baseline
▲ 0.50% · 4.625%
HK$107,640
+HK$5,390/mo
Deposit HK$2.12M · loan HK$19.12M · min. income ≈ HK$204,500/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$874,515 · Scale 2, in force from 26 Feb 2026)