LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,447
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$49,954
−HK$1,531/mo
Today · 4.125%
HK$51,485
baseline
▲ 0.50% · 4.625%
HK$54,618
+HK$3,133/mo
Deposit HK$10.62M · loan HK$10.62M · min. income ≈ HK$102,970/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$874,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,897
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$55,342
−HK$1,467/mo
Today · 4.125%
HK$56,809
baseline
▲ 0.50% · 4.625%
HK$59,803
+HK$2,994/mo
Deposit HK$10.62M · loan HK$10.62M · min. income ≈ HK$113,618/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$874,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,136
−HK$3,646/mo
▼ 0.25% · 3.875%
HK$59,945
−HK$1,837/mo
Today · 4.125%
HK$61,782
baseline
▲ 0.50% · 4.625%
HK$65,541
+HK$3,759/mo
Deposit HK$8.50M · loan HK$12.75M · min. income ≈ HK$123,564/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$874,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,676
−HK$3,494/mo
▼ 0.25% · 3.875%
HK$66,411
−HK$1,759/mo
Today · 4.125%
HK$68,170
baseline
▲ 0.50% · 4.625%
HK$71,764
+HK$3,594/mo
Deposit HK$8.50M · loan HK$12.75M · min. income ≈ HK$136,340/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$874,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,826
−HK$4,253/mo
▼ 0.25% · 3.875%
HK$69,935
−HK$2,144/mo
Today · 4.125%
HK$72,079
baseline
▲ 0.50% · 4.625%
HK$76,465
+HK$4,386/mo
Deposit HK$6.37M · loan HK$14.87M · min. income ≈ HK$144,158/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$874,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,455
−HK$4,077/mo
▼ 0.25% · 3.875%
HK$77,479
−HK$2,053/mo
Today · 4.125%
HK$79,532
baseline
▲ 0.50% · 4.625%
HK$83,724
+HK$4,192/mo
Deposit HK$6.37M · loan HK$14.87M · min. income ≈ HK$159,064/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$874,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,204
−HK$5,469/mo
▼ 0.25% · 3.875%
HK$89,917
−HK$2,756/mo
Today · 4.125%
HK$92,673
baseline
▲ 0.50% · 4.625%
HK$98,312
+HK$5,639/mo
Deposit HK$2.12M · loan HK$19.12M · min. income ≈ HK$185,346/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$874,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,014
−HK$5,241/mo
▼ 0.25% · 3.875%
HK$99,616
−HK$2,639/mo
Today · 4.125%
HK$102,255
baseline
▲ 0.50% · 4.625%
HK$107,645
+HK$5,390/mo
Deposit HK$2.12M · loan HK$19.12M · min. income ≈ HK$204,510/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$874,626 · Scale 2, in force from 26 Feb 2026)