LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,449
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$49,956
−HK$1,531/mo
Today · 4.125%
HK$51,487
baseline
▲ 0.50% · 4.625%
HK$54,620
+HK$3,133/mo
Deposit HK$10.62M · loan HK$10.62M · min. income ≈ HK$102,974/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$874,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,899
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$55,344
−HK$1,467/mo
Today · 4.125%
HK$56,811
baseline
▲ 0.50% · 4.625%
HK$59,805
+HK$2,994/mo
Deposit HK$10.62M · loan HK$10.62M · min. income ≈ HK$113,622/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$874,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,138
−HK$3,646/mo
▼ 0.25% · 3.875%
HK$59,947
−HK$1,837/mo
Today · 4.125%
HK$61,784
baseline
▲ 0.50% · 4.625%
HK$65,544
+HK$3,760/mo
Deposit HK$8.50M · loan HK$12.75M · min. income ≈ HK$123,568/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$874,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,678
−HK$3,495/mo
▼ 0.25% · 3.875%
HK$66,413
−HK$1,760/mo
Today · 4.125%
HK$68,173
baseline
▲ 0.50% · 4.625%
HK$71,766
+HK$3,593/mo
Deposit HK$8.50M · loan HK$12.75M · min. income ≈ HK$136,346/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$874,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,828
−HK$4,253/mo
▼ 0.25% · 3.875%
HK$69,938
−HK$2,143/mo
Today · 4.125%
HK$72,081
baseline
▲ 0.50% · 4.625%
HK$76,467
+HK$4,386/mo
Deposit HK$6.37M · loan HK$14.87M · min. income ≈ HK$144,162/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$874,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,458
−HK$4,077/mo
▼ 0.25% · 3.875%
HK$77,482
−HK$2,053/mo
Today · 4.125%
HK$79,535
baseline
▲ 0.50% · 4.625%
HK$83,727
+HK$4,192/mo
Deposit HK$6.37M · loan HK$14.87M · min. income ≈ HK$159,070/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$874,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,207
−HK$5,469/mo
▼ 0.25% · 3.875%
HK$89,920
−HK$2,756/mo
Today · 4.125%
HK$92,676
baseline
▲ 0.50% · 4.625%
HK$98,315
+HK$5,639/mo
Deposit HK$2.12M · loan HK$19.12M · min. income ≈ HK$185,352/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$874,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,017
−HK$5,242/mo
▼ 0.25% · 3.875%
HK$99,619
−HK$2,640/mo
Today · 4.125%
HK$102,259
baseline
▲ 0.50% · 4.625%
HK$107,649
+HK$5,390/mo
Deposit HK$2.12M · loan HK$19.12M · min. income ≈ HK$204,518/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$874,700 · Scale 2, in force from 26 Feb 2026)