LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,450
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$49,957
−HK$1,531/mo
Today · 4.125%
HK$51,488
baseline
▲ 0.50% · 4.625%
HK$54,621
+HK$3,133/mo
Deposit HK$10.62M · loan HK$10.62M · min. income ≈ HK$102,976/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$874,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,900
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$55,346
−HK$1,466/mo
Today · 4.125%
HK$56,812
baseline
▲ 0.50% · 4.625%
HK$59,807
+HK$2,995/mo
Deposit HK$10.62M · loan HK$10.62M · min. income ≈ HK$113,624/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$874,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,140
−HK$3,646/mo
▼ 0.25% · 3.875%
HK$59,948
−HK$1,838/mo
Today · 4.125%
HK$61,786
baseline
▲ 0.50% · 4.625%
HK$65,545
+HK$3,759/mo
Deposit HK$8.50M · loan HK$12.75M · min. income ≈ HK$123,572/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$874,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,680
−HK$3,494/mo
▼ 0.25% · 3.875%
HK$66,415
−HK$1,759/mo
Today · 4.125%
HK$68,174
baseline
▲ 0.50% · 4.625%
HK$71,768
+HK$3,594/mo
Deposit HK$8.50M · loan HK$12.75M · min. income ≈ HK$136,348/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$874,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,830
−HK$4,253/mo
▼ 0.25% · 3.875%
HK$69,940
−HK$2,143/mo
Today · 4.125%
HK$72,083
baseline
▲ 0.50% · 4.625%
HK$76,469
+HK$4,386/mo
Deposit HK$6.37M · loan HK$14.87M · min. income ≈ HK$144,166/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$874,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,460
−HK$4,077/mo
▼ 0.25% · 3.875%
HK$77,484
−HK$2,053/mo
Today · 4.125%
HK$79,537
baseline
▲ 0.50% · 4.625%
HK$83,729
+HK$4,192/mo
Deposit HK$6.37M · loan HK$14.87M · min. income ≈ HK$159,074/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$874,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,210
−HK$5,469/mo
▼ 0.25% · 3.875%
HK$89,922
−HK$2,757/mo
Today · 4.125%
HK$92,679
baseline
▲ 0.50% · 4.625%
HK$98,318
+HK$5,639/mo
Deposit HK$2.12M · loan HK$19.12M · min. income ≈ HK$185,358/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$874,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,020
−HK$5,242/mo
▼ 0.25% · 3.875%
HK$99,622
−HK$2,640/mo
Today · 4.125%
HK$102,262
baseline
▲ 0.50% · 4.625%
HK$107,652
+HK$5,390/mo
Deposit HK$2.12M · loan HK$19.12M · min. income ≈ HK$204,524/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$874,754 · Scale 2, in force from 26 Feb 2026)