LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,450
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$49,957
−HK$1,532/mo
Today · 4.125%
HK$51,489
baseline
▲ 0.50% · 4.625%
HK$54,622
+HK$3,133/mo
Deposit HK$10.62M · loan HK$10.62M · min. income ≈ HK$102,978/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$874,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,901
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$55,346
−HK$1,467/mo
Today · 4.125%
HK$56,813
baseline
▲ 0.50% · 4.625%
HK$59,807
+HK$2,994/mo
Deposit HK$10.62M · loan HK$10.62M · min. income ≈ HK$113,626/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$874,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,140
−HK$3,646/mo
▼ 0.25% · 3.875%
HK$59,949
−HK$1,837/mo
Today · 4.125%
HK$61,786
baseline
▲ 0.50% · 4.625%
HK$65,546
+HK$3,760/mo
Deposit HK$8.50M · loan HK$12.75M · min. income ≈ HK$123,572/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$874,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,681
−HK$3,494/mo
▼ 0.25% · 3.875%
HK$66,415
−HK$1,760/mo
Today · 4.125%
HK$68,175
baseline
▲ 0.50% · 4.625%
HK$71,769
+HK$3,594/mo
Deposit HK$8.50M · loan HK$12.75M · min. income ≈ HK$136,350/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$874,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,831
−HK$4,253/mo
▼ 0.25% · 3.875%
HK$69,940
−HK$2,144/mo
Today · 4.125%
HK$72,084
baseline
▲ 0.50% · 4.625%
HK$76,470
+HK$4,386/mo
Deposit HK$6.37M · loan HK$14.87M · min. income ≈ HK$144,168/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$874,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,461
−HK$4,077/mo
▼ 0.25% · 3.875%
HK$77,485
−HK$2,053/mo
Today · 4.125%
HK$79,538
baseline
▲ 0.50% · 4.625%
HK$83,730
+HK$4,192/mo
Deposit HK$6.37M · loan HK$14.87M · min. income ≈ HK$159,076/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$874,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,211
−HK$5,469/mo
▼ 0.25% · 3.875%
HK$89,923
−HK$2,757/mo
Today · 4.125%
HK$92,680
baseline
▲ 0.50% · 4.625%
HK$98,319
+HK$5,639/mo
Deposit HK$2.12M · loan HK$19.12M · min. income ≈ HK$185,360/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$874,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,021
−HK$5,242/mo
▼ 0.25% · 3.875%
HK$99,623
−HK$2,640/mo
Today · 4.125%
HK$102,263
baseline
▲ 0.50% · 4.625%
HK$107,653
+HK$5,390/mo
Deposit HK$2.12M · loan HK$19.12M · min. income ≈ HK$204,526/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$874,779 · Scale 2, in force from 26 Feb 2026)