LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,451
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$49,958
−HK$1,532/mo
Today · 4.125%
HK$51,490
baseline
▲ 0.50% · 4.625%
HK$54,623
+HK$3,133/mo
Deposit HK$10.62M · loan HK$10.62M · min. income ≈ HK$102,980/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$874,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,902
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$55,347
−HK$1,467/mo
Today · 4.125%
HK$56,814
baseline
▲ 0.50% · 4.625%
HK$59,809
+HK$2,995/mo
Deposit HK$10.62M · loan HK$10.62M · min. income ≈ HK$113,628/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$874,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,142
−HK$3,646/mo
▼ 0.25% · 3.875%
HK$59,950
−HK$1,838/mo
Today · 4.125%
HK$61,788
baseline
▲ 0.50% · 4.625%
HK$65,547
+HK$3,759/mo
Deposit HK$8.50M · loan HK$12.75M · min. income ≈ HK$123,576/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$874,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,682
−HK$3,495/mo
▼ 0.25% · 3.875%
HK$66,417
−HK$1,760/mo
Today · 4.125%
HK$68,177
baseline
▲ 0.50% · 4.625%
HK$71,770
+HK$3,593/mo
Deposit HK$8.50M · loan HK$12.75M · min. income ≈ HK$136,354/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$874,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,832
−HK$4,254/mo
▼ 0.25% · 3.875%
HK$69,942
−HK$2,144/mo
Today · 4.125%
HK$72,086
baseline
▲ 0.50% · 4.625%
HK$76,472
+HK$4,386/mo
Deposit HK$6.37M · loan HK$14.87M · min. income ≈ HK$144,172/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$874,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,462
−HK$4,077/mo
▼ 0.25% · 3.875%
HK$77,486
−HK$2,053/mo
Today · 4.125%
HK$79,539
baseline
▲ 0.50% · 4.625%
HK$83,732
+HK$4,193/mo
Deposit HK$6.37M · loan HK$14.87M · min. income ≈ HK$159,078/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$874,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,212
−HK$5,469/mo
▼ 0.25% · 3.875%
HK$89,925
−HK$2,756/mo
Today · 4.125%
HK$92,681
baseline
▲ 0.50% · 4.625%
HK$98,321
+HK$5,640/mo
Deposit HK$2.12M · loan HK$19.12M · min. income ≈ HK$185,362/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$874,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,023
−HK$5,242/mo
▼ 0.25% · 3.875%
HK$99,625
−HK$2,640/mo
Today · 4.125%
HK$102,265
baseline
▲ 0.50% · 4.625%
HK$107,655
+HK$5,390/mo
Deposit HK$2.12M · loan HK$19.12M · min. income ≈ HK$204,530/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$874,821 · Scale 2, in force from 26 Feb 2026)