LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,455
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$49,962
−HK$1,531/mo
Today · 4.125%
HK$51,493
baseline
▲ 0.50% · 4.625%
HK$54,627
+HK$3,134/mo
Deposit HK$10.62M · loan HK$10.62M · min. income ≈ HK$102,986/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$874,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,905
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$55,351
−HK$1,467/mo
Today · 4.125%
HK$56,818
baseline
▲ 0.50% · 4.625%
HK$59,813
+HK$2,995/mo
Deposit HK$10.62M · loan HK$10.62M · min. income ≈ HK$113,636/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$874,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,146
−HK$3,646/mo
▼ 0.25% · 3.875%
HK$59,954
−HK$1,838/mo
Today · 4.125%
HK$61,792
baseline
▲ 0.50% · 4.625%
HK$65,552
+HK$3,760/mo
Deposit HK$8.50M · loan HK$12.75M · min. income ≈ HK$123,584/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$874,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,687
−HK$3,494/mo
▼ 0.25% · 3.875%
HK$66,421
−HK$1,760/mo
Today · 4.125%
HK$68,181
baseline
▲ 0.50% · 4.625%
HK$71,775
+HK$3,594/mo
Deposit HK$8.50M · loan HK$12.75M · min. income ≈ HK$136,362/mo (50% DSR)
Upfront cash ≈ HK$9.37M (deposit + AVD stamp duty HK$874,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,837
−HK$4,254/mo
▼ 0.25% · 3.875%
HK$69,947
−HK$2,144/mo
Today · 4.125%
HK$72,091
baseline
▲ 0.50% · 4.625%
HK$76,477
+HK$4,386/mo
Deposit HK$6.37M · loan HK$14.87M · min. income ≈ HK$144,182/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$874,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,468
−HK$4,077/mo
▼ 0.25% · 3.875%
HK$77,492
−HK$2,053/mo
Today · 4.125%
HK$79,545
baseline
▲ 0.50% · 4.625%
HK$83,738
+HK$4,193/mo
Deposit HK$6.37M · loan HK$14.87M · min. income ≈ HK$159,090/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$874,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,219
−HK$5,469/mo
▼ 0.25% · 3.875%
HK$89,932
−HK$2,756/mo
Today · 4.125%
HK$92,688
baseline
▲ 0.50% · 4.625%
HK$98,328
+HK$5,640/mo
Deposit HK$2.12M · loan HK$19.12M · min. income ≈ HK$185,376/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$874,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,030
−HK$5,242/mo
▼ 0.25% · 3.875%
HK$99,632
−HK$2,640/mo
Today · 4.125%
HK$102,272
baseline
▲ 0.50% · 4.625%
HK$107,663
+HK$5,391/mo
Deposit HK$2.12M · loan HK$19.12M · min. income ≈ HK$204,544/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$874,971 · Scale 2, in force from 26 Feb 2026)