LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,456
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$49,963
−HK$1,531/mo
Today · 4.125%
HK$51,494
baseline
▲ 0.50% · 4.625%
HK$54,628
+HK$3,134/mo
Deposit HK$10.63M · loan HK$10.63M · min. income ≈ HK$102,988/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$875,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,907
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$55,352
−HK$1,467/mo
Today · 4.125%
HK$56,819
baseline
▲ 0.50% · 4.625%
HK$59,814
+HK$2,995/mo
Deposit HK$10.63M · loan HK$10.63M · min. income ≈ HK$113,638/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$875,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,147
−HK$3,646/mo
▼ 0.25% · 3.875%
HK$59,956
−HK$1,837/mo
Today · 4.125%
HK$61,793
baseline
▲ 0.50% · 4.625%
HK$65,553
+HK$3,760/mo
Deposit HK$8.50M · loan HK$12.75M · min. income ≈ HK$123,586/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$875,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,688
−HK$3,495/mo
▼ 0.25% · 3.875%
HK$66,423
−HK$1,760/mo
Today · 4.125%
HK$68,183
baseline
▲ 0.50% · 4.625%
HK$71,777
+HK$3,594/mo
Deposit HK$8.50M · loan HK$12.75M · min. income ≈ HK$136,366/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$875,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,838
−HK$4,254/mo
▼ 0.25% · 3.875%
HK$69,948
−HK$2,144/mo
Today · 4.125%
HK$72,092
baseline
▲ 0.50% · 4.625%
HK$76,479
+HK$4,387/mo
Deposit HK$6.38M · loan HK$14.88M · min. income ≈ HK$144,184/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$875,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,469
−HK$4,078/mo
▼ 0.25% · 3.875%
HK$77,493
−HK$2,054/mo
Today · 4.125%
HK$79,547
baseline
▲ 0.50% · 4.625%
HK$83,740
+HK$4,193/mo
Deposit HK$6.38M · loan HK$14.88M · min. income ≈ HK$159,094/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$875,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,221
−HK$5,469/mo
▼ 0.25% · 3.875%
HK$89,934
−HK$2,756/mo
Today · 4.125%
HK$92,690
baseline
▲ 0.50% · 4.625%
HK$98,330
+HK$5,640/mo
Deposit HK$2.13M · loan HK$19.13M · min. income ≈ HK$185,380/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$875,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,032
−HK$5,242/mo
▼ 0.25% · 3.875%
HK$99,634
−HK$2,640/mo
Today · 4.125%
HK$102,274
baseline
▲ 0.50% · 4.625%
HK$107,665
+HK$5,391/mo
Deposit HK$2.13M · loan HK$19.13M · min. income ≈ HK$204,548/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$875,018 · Scale 2, in force from 26 Feb 2026)