LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,458
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$49,965
−HK$1,532/mo
Today · 4.125%
HK$51,497
baseline
▲ 0.50% · 4.625%
HK$54,630
+HK$3,133/mo
Deposit HK$10.63M · loan HK$10.63M · min. income ≈ HK$102,994/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$875,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,909
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$55,355
−HK$1,466/mo
Today · 4.125%
HK$56,821
baseline
▲ 0.50% · 4.625%
HK$59,816
+HK$2,995/mo
Deposit HK$10.63M · loan HK$10.63M · min. income ≈ HK$113,642/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$875,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,149
−HK$3,647/mo
▼ 0.25% · 3.875%
HK$59,958
−HK$1,838/mo
Today · 4.125%
HK$61,796
baseline
▲ 0.50% · 4.625%
HK$65,556
+HK$3,760/mo
Deposit HK$8.50M · loan HK$12.75M · min. income ≈ HK$123,592/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$875,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,691
−HK$3,495/mo
▼ 0.25% · 3.875%
HK$66,426
−HK$1,760/mo
Today · 4.125%
HK$68,186
baseline
▲ 0.50% · 4.625%
HK$71,780
+HK$3,594/mo
Deposit HK$8.50M · loan HK$12.75M · min. income ≈ HK$136,372/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$875,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,841
−HK$4,254/mo
▼ 0.25% · 3.875%
HK$69,951
−HK$2,144/mo
Today · 4.125%
HK$72,095
baseline
▲ 0.50% · 4.625%
HK$76,482
+HK$4,387/mo
Deposit HK$6.38M · loan HK$14.88M · min. income ≈ HK$144,190/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$875,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,472
−HK$4,078/mo
▼ 0.25% · 3.875%
HK$77,496
−HK$2,054/mo
Today · 4.125%
HK$79,550
baseline
▲ 0.50% · 4.625%
HK$83,743
+HK$4,193/mo
Deposit HK$6.38M · loan HK$14.88M · min. income ≈ HK$159,100/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$875,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,224
−HK$5,470/mo
▼ 0.25% · 3.875%
HK$89,937
−HK$2,757/mo
Today · 4.125%
HK$92,694
baseline
▲ 0.50% · 4.625%
HK$98,334
+HK$5,640/mo
Deposit HK$2.13M · loan HK$19.13M · min. income ≈ HK$185,388/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$875,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,036
−HK$5,242/mo
▼ 0.25% · 3.875%
HK$99,638
−HK$2,640/mo
Today · 4.125%
HK$102,278
baseline
▲ 0.50% · 4.625%
HK$107,670
+HK$5,392/mo
Deposit HK$2.13M · loan HK$19.13M · min. income ≈ HK$204,556/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$875,103 · Scale 2, in force from 26 Feb 2026)