LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,461
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$49,968
−HK$1,532/mo
Today · 4.125%
HK$51,500
baseline
▲ 0.50% · 4.625%
HK$54,633
+HK$3,133/mo
Deposit HK$10.63M · loan HK$10.63M · min. income ≈ HK$103,000/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$875,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,912
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$55,358
−HK$1,467/mo
Today · 4.125%
HK$56,825
baseline
▲ 0.50% · 4.625%
HK$59,820
+HK$2,995/mo
Deposit HK$10.63M · loan HK$10.63M · min. income ≈ HK$113,650/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$875,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,153
−HK$3,647/mo
▼ 0.25% · 3.875%
HK$59,962
−HK$1,838/mo
Today · 4.125%
HK$61,800
baseline
▲ 0.50% · 4.625%
HK$65,560
+HK$3,760/mo
Deposit HK$8.50M · loan HK$12.75M · min. income ≈ HK$123,600/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$875,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,695
−HK$3,495/mo
▼ 0.25% · 3.875%
HK$66,430
−HK$1,760/mo
Today · 4.125%
HK$68,190
baseline
▲ 0.50% · 4.625%
HK$71,784
+HK$3,594/mo
Deposit HK$8.50M · loan HK$12.75M · min. income ≈ HK$136,380/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$875,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,845
−HK$4,255/mo
▼ 0.25% · 3.875%
HK$69,956
−HK$2,144/mo
Today · 4.125%
HK$72,100
baseline
▲ 0.50% · 4.625%
HK$76,487
+HK$4,387/mo
Deposit HK$6.38M · loan HK$14.88M · min. income ≈ HK$144,200/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$875,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,477
−HK$4,078/mo
▼ 0.25% · 3.875%
HK$77,501
−HK$2,054/mo
Today · 4.125%
HK$79,555
baseline
▲ 0.50% · 4.625%
HK$83,748
+HK$4,193/mo
Deposit HK$6.38M · loan HK$14.88M · min. income ≈ HK$159,110/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$875,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,230
−HK$5,470/mo
▼ 0.25% · 3.875%
HK$89,943
−HK$2,757/mo
Today · 4.125%
HK$92,700
baseline
▲ 0.50% · 4.625%
HK$98,340
+HK$5,640/mo
Deposit HK$2.13M · loan HK$19.13M · min. income ≈ HK$185,400/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$875,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,042
−HK$5,243/mo
▼ 0.25% · 3.875%
HK$99,645
−HK$2,640/mo
Today · 4.125%
HK$102,285
baseline
▲ 0.50% · 4.625%
HK$107,677
+HK$5,392/mo
Deposit HK$2.13M · loan HK$19.13M · min. income ≈ HK$204,570/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$875,239 · Scale 2, in force from 26 Feb 2026)