LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,462
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$49,969
−HK$1,532/mo
Today · 4.125%
HK$51,501
baseline
▲ 0.50% · 4.625%
HK$54,635
+HK$3,134/mo
Deposit HK$10.63M · loan HK$10.63M · min. income ≈ HK$103,002/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$875,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,913
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$55,359
−HK$1,467/mo
Today · 4.125%
HK$56,826
baseline
▲ 0.50% · 4.625%
HK$59,822
+HK$2,996/mo
Deposit HK$10.63M · loan HK$10.63M · min. income ≈ HK$113,652/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$875,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,154
−HK$3,647/mo
▼ 0.25% · 3.875%
HK$59,963
−HK$1,838/mo
Today · 4.125%
HK$61,801
baseline
▲ 0.50% · 4.625%
HK$65,562
+HK$3,761/mo
Deposit HK$8.50M · loan HK$12.75M · min. income ≈ HK$123,602/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$875,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,696
−HK$3,495/mo
▼ 0.25% · 3.875%
HK$66,431
−HK$1,760/mo
Today · 4.125%
HK$68,191
baseline
▲ 0.50% · 4.625%
HK$71,786
+HK$3,595/mo
Deposit HK$8.50M · loan HK$12.75M · min. income ≈ HK$136,382/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$875,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,847
−HK$4,254/mo
▼ 0.25% · 3.875%
HK$69,957
−HK$2,144/mo
Today · 4.125%
HK$72,101
baseline
▲ 0.50% · 4.625%
HK$76,489
+HK$4,388/mo
Deposit HK$6.38M · loan HK$14.88M · min. income ≈ HK$144,202/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$875,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,479
−HK$4,078/mo
▼ 0.25% · 3.875%
HK$77,503
−HK$2,054/mo
Today · 4.125%
HK$79,557
baseline
▲ 0.50% · 4.625%
HK$83,750
+HK$4,193/mo
Deposit HK$6.38M · loan HK$14.88M · min. income ≈ HK$159,114/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$875,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,232
−HK$5,470/mo
▼ 0.25% · 3.875%
HK$89,945
−HK$2,757/mo
Today · 4.125%
HK$92,702
baseline
▲ 0.50% · 4.625%
HK$98,342
+HK$5,640/mo
Deposit HK$2.13M · loan HK$19.13M · min. income ≈ HK$185,404/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$875,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,044
−HK$5,243/mo
▼ 0.25% · 3.875%
HK$99,647
−HK$2,640/mo
Today · 4.125%
HK$102,287
baseline
▲ 0.50% · 4.625%
HK$107,679
+HK$5,392/mo
Deposit HK$2.13M · loan HK$19.13M · min. income ≈ HK$204,574/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$875,286 · Scale 2, in force from 26 Feb 2026)