LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,469
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$49,976
−HK$1,532/mo
Today · 4.125%
HK$51,508
baseline
▲ 0.50% · 4.625%
HK$54,642
+HK$3,134/mo
Deposit HK$10.63M · loan HK$10.63M · min. income ≈ HK$103,016/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$875,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,921
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$55,367
−HK$1,467/mo
Today · 4.125%
HK$56,834
baseline
▲ 0.50% · 4.625%
HK$59,830
+HK$2,996/mo
Deposit HK$10.63M · loan HK$10.63M · min. income ≈ HK$113,668/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$875,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,162
−HK$3,648/mo
▼ 0.25% · 3.875%
HK$59,971
−HK$1,839/mo
Today · 4.125%
HK$61,810
baseline
▲ 0.50% · 4.625%
HK$65,571
+HK$3,761/mo
Deposit HK$8.50M · loan HK$12.75M · min. income ≈ HK$123,620/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$875,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,705
−HK$3,496/mo
▼ 0.25% · 3.875%
HK$66,440
−HK$1,761/mo
Today · 4.125%
HK$68,201
baseline
▲ 0.50% · 4.625%
HK$71,796
+HK$3,595/mo
Deposit HK$8.50M · loan HK$12.75M · min. income ≈ HK$136,402/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$875,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,856
−HK$4,255/mo
▼ 0.25% · 3.875%
HK$69,967
−HK$2,144/mo
Today · 4.125%
HK$72,111
baseline
▲ 0.50% · 4.625%
HK$76,499
+HK$4,388/mo
Deposit HK$6.38M · loan HK$14.88M · min. income ≈ HK$144,222/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$875,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,489
−HK$4,079/mo
▼ 0.25% · 3.875%
HK$77,514
−HK$2,054/mo
Today · 4.125%
HK$79,568
baseline
▲ 0.50% · 4.625%
HK$83,762
+HK$4,194/mo
Deposit HK$6.38M · loan HK$14.88M · min. income ≈ HK$159,136/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$875,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,243
−HK$5,471/mo
▼ 0.25% · 3.875%
HK$89,957
−HK$2,757/mo
Today · 4.125%
HK$92,714
baseline
▲ 0.50% · 4.625%
HK$98,356
+HK$5,642/mo
Deposit HK$2.13M · loan HK$19.13M · min. income ≈ HK$185,428/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$875,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,057
−HK$5,244/mo
▼ 0.25% · 3.875%
HK$99,660
−HK$2,641/mo
Today · 4.125%
HK$102,301
baseline
▲ 0.50% · 4.625%
HK$107,694
+HK$5,393/mo
Deposit HK$2.13M · loan HK$19.13M · min. income ≈ HK$204,602/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$875,576 · Scale 2, in force from 26 Feb 2026)