LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,472
−HK$3,040/mo
▼ 0.25% · 3.875%
HK$49,980
−HK$1,532/mo
Today · 4.125%
HK$51,512
baseline
▲ 0.50% · 4.625%
HK$54,646
+HK$3,134/mo
Deposit HK$10.63M · loan HK$10.63M · min. income ≈ HK$103,024/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$875,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,925
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$55,371
−HK$1,467/mo
Today · 4.125%
HK$56,838
baseline
▲ 0.50% · 4.625%
HK$59,834
+HK$2,996/mo
Deposit HK$10.63M · loan HK$10.63M · min. income ≈ HK$113,676/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$875,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,166
−HK$3,648/mo
▼ 0.25% · 3.875%
HK$59,976
−HK$1,838/mo
Today · 4.125%
HK$61,814
baseline
▲ 0.50% · 4.625%
HK$65,575
+HK$3,761/mo
Deposit HK$8.50M · loan HK$12.75M · min. income ≈ HK$123,628/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$875,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,710
−HK$3,496/mo
▼ 0.25% · 3.875%
HK$66,445
−HK$1,761/mo
Today · 4.125%
HK$68,206
baseline
▲ 0.50% · 4.625%
HK$71,801
+HK$3,595/mo
Deposit HK$8.50M · loan HK$12.75M · min. income ≈ HK$136,412/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$875,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,861
−HK$4,255/mo
▼ 0.25% · 3.875%
HK$69,972
−HK$2,144/mo
Today · 4.125%
HK$72,116
baseline
▲ 0.50% · 4.625%
HK$76,504
+HK$4,388/mo
Deposit HK$6.38M · loan HK$14.88M · min. income ≈ HK$144,232/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$875,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,495
−HK$4,078/mo
▼ 0.25% · 3.875%
HK$77,519
−HK$2,054/mo
Today · 4.125%
HK$79,573
baseline
▲ 0.50% · 4.625%
HK$83,768
+HK$4,195/mo
Deposit HK$6.38M · loan HK$14.88M · min. income ≈ HK$159,146/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$875,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,250
−HK$5,471/mo
▼ 0.25% · 3.875%
HK$89,964
−HK$2,757/mo
Today · 4.125%
HK$92,721
baseline
▲ 0.50% · 4.625%
HK$98,363
+HK$5,642/mo
Deposit HK$2.13M · loan HK$19.13M · min. income ≈ HK$185,442/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$875,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,064
−HK$5,244/mo
▼ 0.25% · 3.875%
HK$99,668
−HK$2,640/mo
Today · 4.125%
HK$102,308
baseline
▲ 0.50% · 4.625%
HK$107,701
+HK$5,393/mo
Deposit HK$2.13M · loan HK$19.13M · min. income ≈ HK$204,616/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$875,728 · Scale 2, in force from 26 Feb 2026)