LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,475
−HK$3,040/mo
▼ 0.25% · 3.875%
HK$49,983
−HK$1,532/mo
Today · 4.125%
HK$51,515
baseline
▲ 0.50% · 4.625%
HK$54,650
+HK$3,135/mo
Deposit HK$10.63M · loan HK$10.63M · min. income ≈ HK$103,030/mo (50% DSR)
Upfront cash ≈ HK$11.51M (deposit + AVD stamp duty HK$875,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,928
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$55,374
−HK$1,468/mo
Today · 4.125%
HK$56,842
baseline
▲ 0.50% · 4.625%
HK$59,838
+HK$2,996/mo
Deposit HK$10.63M · loan HK$10.63M · min. income ≈ HK$113,684/mo (50% DSR)
Upfront cash ≈ HK$11.51M (deposit + AVD stamp duty HK$875,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,170
−HK$3,648/mo
▼ 0.25% · 3.875%
HK$59,980
−HK$1,838/mo
Today · 4.125%
HK$61,818
baseline
▲ 0.50% · 4.625%
HK$65,579
+HK$3,761/mo
Deposit HK$8.50M · loan HK$12.76M · min. income ≈ HK$123,636/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$875,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,714
−HK$3,496/mo
▼ 0.25% · 3.875%
HK$66,449
−HK$1,761/mo
Today · 4.125%
HK$68,210
baseline
▲ 0.50% · 4.625%
HK$71,805
+HK$3,595/mo
Deposit HK$8.50M · loan HK$12.76M · min. income ≈ HK$136,420/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$875,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,865
−HK$4,256/mo
▼ 0.25% · 3.875%
HK$69,976
−HK$2,145/mo
Today · 4.125%
HK$72,121
baseline
▲ 0.50% · 4.625%
HK$76,509
+HK$4,388/mo
Deposit HK$6.38M · loan HK$14.88M · min. income ≈ HK$144,242/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$875,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,499
−HK$4,079/mo
▼ 0.25% · 3.875%
HK$77,524
−HK$2,054/mo
Today · 4.125%
HK$79,578
baseline
▲ 0.50% · 4.625%
HK$83,773
+HK$4,195/mo
Deposit HK$6.38M · loan HK$14.88M · min. income ≈ HK$159,156/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$875,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,255
−HK$5,472/mo
▼ 0.25% · 3.875%
HK$89,969
−HK$2,758/mo
Today · 4.125%
HK$92,727
baseline
▲ 0.50% · 4.625%
HK$98,369
+HK$5,642/mo
Deposit HK$2.13M · loan HK$19.13M · min. income ≈ HK$185,454/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$875,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,071
−HK$5,244/mo
▼ 0.25% · 3.875%
HK$99,674
−HK$2,641/mo
Today · 4.125%
HK$102,315
baseline
▲ 0.50% · 4.625%
HK$107,708
+HK$5,393/mo
Deposit HK$2.13M · loan HK$19.13M · min. income ≈ HK$204,630/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$875,865 · Scale 2, in force from 26 Feb 2026)