LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,477
−HK$3,040/mo
▼ 0.25% · 3.875%
HK$49,985
−HK$1,532/mo
Today · 4.125%
HK$51,517
baseline
▲ 0.50% · 4.625%
HK$54,651
+HK$3,134/mo
Deposit HK$10.63M · loan HK$10.63M · min. income ≈ HK$103,034/mo (50% DSR)
Upfront cash ≈ HK$11.51M (deposit + AVD stamp duty HK$875,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,930
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$55,376
−HK$1,467/mo
Today · 4.125%
HK$56,843
baseline
▲ 0.50% · 4.625%
HK$59,840
+HK$2,997/mo
Deposit HK$10.63M · loan HK$10.63M · min. income ≈ HK$113,686/mo (50% DSR)
Upfront cash ≈ HK$11.51M (deposit + AVD stamp duty HK$875,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,172
−HK$3,648/mo
▼ 0.25% · 3.875%
HK$59,982
−HK$1,838/mo
Today · 4.125%
HK$61,820
baseline
▲ 0.50% · 4.625%
HK$65,582
+HK$3,762/mo
Deposit HK$8.50M · loan HK$12.76M · min. income ≈ HK$123,640/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$875,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,716
−HK$3,496/mo
▼ 0.25% · 3.875%
HK$66,451
−HK$1,761/mo
Today · 4.125%
HK$68,212
baseline
▲ 0.50% · 4.625%
HK$71,808
+HK$3,596/mo
Deposit HK$8.50M · loan HK$12.76M · min. income ≈ HK$136,424/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$875,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,867
−HK$4,256/mo
▼ 0.25% · 3.875%
HK$69,978
−HK$2,145/mo
Today · 4.125%
HK$72,123
baseline
▲ 0.50% · 4.625%
HK$76,512
+HK$4,389/mo
Deposit HK$6.38M · loan HK$14.88M · min. income ≈ HK$144,246/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$875,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,502
−HK$4,079/mo
▼ 0.25% · 3.875%
HK$77,527
−HK$2,054/mo
Today · 4.125%
HK$79,581
baseline
▲ 0.50% · 4.625%
HK$83,776
+HK$4,195/mo
Deposit HK$6.38M · loan HK$14.88M · min. income ≈ HK$159,162/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$875,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,258
−HK$5,472/mo
▼ 0.25% · 3.875%
HK$89,972
−HK$2,758/mo
Today · 4.125%
HK$92,730
baseline
▲ 0.50% · 4.625%
HK$98,372
+HK$5,642/mo
Deposit HK$2.13M · loan HK$19.13M · min. income ≈ HK$185,460/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$875,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,074
−HK$5,244/mo
▼ 0.25% · 3.875%
HK$99,677
−HK$2,641/mo
Today · 4.125%
HK$102,318
baseline
▲ 0.50% · 4.625%
HK$107,712
+HK$5,394/mo
Deposit HK$2.13M · loan HK$19.13M · min. income ≈ HK$204,636/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$875,932 · Scale 2, in force from 26 Feb 2026)