LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,478
−HK$3,040/mo
▼ 0.25% · 3.875%
HK$49,986
−HK$1,532/mo
Today · 4.125%
HK$51,518
baseline
▲ 0.50% · 4.625%
HK$54,652
+HK$3,134/mo
Deposit HK$10.63M · loan HK$10.63M · min. income ≈ HK$103,036/mo (50% DSR)
Upfront cash ≈ HK$11.51M (deposit + AVD stamp duty HK$875,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,931
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$55,377
−HK$1,468/mo
Today · 4.125%
HK$56,845
baseline
▲ 0.50% · 4.625%
HK$59,841
+HK$2,996/mo
Deposit HK$10.63M · loan HK$10.63M · min. income ≈ HK$113,690/mo (50% DSR)
Upfront cash ≈ HK$11.51M (deposit + AVD stamp duty HK$875,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,173
−HK$3,648/mo
▼ 0.25% · 3.875%
HK$59,983
−HK$1,838/mo
Today · 4.125%
HK$61,821
baseline
▲ 0.50% · 4.625%
HK$65,583
+HK$3,762/mo
Deposit HK$8.50M · loan HK$12.76M · min. income ≈ HK$123,642/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$875,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,717
−HK$3,497/mo
▼ 0.25% · 3.875%
HK$66,453
−HK$1,761/mo
Today · 4.125%
HK$68,214
baseline
▲ 0.50% · 4.625%
HK$71,809
+HK$3,595/mo
Deposit HK$8.50M · loan HK$12.76M · min. income ≈ HK$136,428/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$875,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,869
−HK$4,256/mo
▼ 0.25% · 3.875%
HK$69,980
−HK$2,145/mo
Today · 4.125%
HK$72,125
baseline
▲ 0.50% · 4.625%
HK$76,513
+HK$4,388/mo
Deposit HK$6.38M · loan HK$14.88M · min. income ≈ HK$144,250/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$875,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,503
−HK$4,080/mo
▼ 0.25% · 3.875%
HK$77,528
−HK$2,055/mo
Today · 4.125%
HK$79,583
baseline
▲ 0.50% · 4.625%
HK$83,777
+HK$4,194/mo
Deposit HK$6.38M · loan HK$14.88M · min. income ≈ HK$159,166/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$875,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,260
−HK$5,472/mo
▼ 0.25% · 3.875%
HK$89,974
−HK$2,758/mo
Today · 4.125%
HK$92,732
baseline
▲ 0.50% · 4.625%
HK$98,374
+HK$5,642/mo
Deposit HK$2.13M · loan HK$19.13M · min. income ≈ HK$185,464/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$875,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,076
−HK$5,244/mo
▼ 0.25% · 3.875%
HK$99,679
−HK$2,641/mo
Today · 4.125%
HK$102,320
baseline
▲ 0.50% · 4.625%
HK$107,714
+HK$5,394/mo
Deposit HK$2.13M · loan HK$19.13M · min. income ≈ HK$204,640/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$875,977 · Scale 2, in force from 26 Feb 2026)