LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,480
−HK$3,040/mo
▼ 0.25% · 3.875%
HK$49,988
−HK$1,532/mo
Today · 4.125%
HK$51,520
baseline
▲ 0.50% · 4.625%
HK$54,655
+HK$3,135/mo
Deposit HK$10.63M · loan HK$10.63M · min. income ≈ HK$103,040/mo (50% DSR)
Upfront cash ≈ HK$11.51M (deposit + AVD stamp duty HK$876,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,934
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$55,380
−HK$1,468/mo
Today · 4.125%
HK$56,848
baseline
▲ 0.50% · 4.625%
HK$59,844
+HK$2,996/mo
Deposit HK$10.63M · loan HK$10.63M · min. income ≈ HK$113,696/mo (50% DSR)
Upfront cash ≈ HK$11.51M (deposit + AVD stamp duty HK$876,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,176
−HK$3,649/mo
▼ 0.25% · 3.875%
HK$59,986
−HK$1,839/mo
Today · 4.125%
HK$61,825
baseline
▲ 0.50% · 4.625%
HK$65,586
+HK$3,761/mo
Deposit HK$8.50M · loan HK$12.76M · min. income ≈ HK$123,650/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$876,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,721
−HK$3,496/mo
▼ 0.25% · 3.875%
HK$66,456
−HK$1,761/mo
Today · 4.125%
HK$68,217
baseline
▲ 0.50% · 4.625%
HK$71,813
+HK$3,596/mo
Deposit HK$8.50M · loan HK$12.76M · min. income ≈ HK$136,434/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$876,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,872
−HK$4,257/mo
▼ 0.25% · 3.875%
HK$69,984
−HK$2,145/mo
Today · 4.125%
HK$72,129
baseline
▲ 0.50% · 4.625%
HK$76,517
+HK$4,388/mo
Deposit HK$6.38M · loan HK$14.88M · min. income ≈ HK$144,258/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$876,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,507
−HK$4,080/mo
▼ 0.25% · 3.875%
HK$77,532
−HK$2,055/mo
Today · 4.125%
HK$79,587
baseline
▲ 0.50% · 4.625%
HK$83,782
+HK$4,195/mo
Deposit HK$6.38M · loan HK$14.88M · min. income ≈ HK$159,174/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$876,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,265
−HK$5,472/mo
▼ 0.25% · 3.875%
HK$89,979
−HK$2,758/mo
Today · 4.125%
HK$92,737
baseline
▲ 0.50% · 4.625%
HK$98,380
+HK$5,643/mo
Deposit HK$2.13M · loan HK$19.13M · min. income ≈ HK$185,474/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$876,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,081
−HK$5,245/mo
▼ 0.25% · 3.875%
HK$99,685
−HK$2,641/mo
Today · 4.125%
HK$102,326
baseline
▲ 0.50% · 4.625%
HK$107,720
+HK$5,394/mo
Deposit HK$2.13M · loan HK$19.13M · min. income ≈ HK$204,652/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$876,090 · Scale 2, in force from 26 Feb 2026)