LTV · monthly repayment
▼ 0.50% · 3.625%
HK$48,482
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$49,990
−HK$1,533/mo
Today · 4.125%
HK$51,523
baseline
▲ 0.50% · 4.625%
HK$54,658
+HK$3,135/mo
Deposit HK$10.63M · loan HK$10.63M · min. income ≈ HK$103,046/mo (50% DSR)
Upfront cash ≈ HK$11.51M (deposit + AVD stamp duty HK$876,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,936
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$55,383
−HK$1,467/mo
Today · 4.125%
HK$56,850
baseline
▲ 0.50% · 4.625%
HK$59,847
+HK$2,997/mo
Deposit HK$10.63M · loan HK$10.63M · min. income ≈ HK$113,700/mo (50% DSR)
Upfront cash ≈ HK$11.51M (deposit + AVD stamp duty HK$876,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,179
−HK$3,648/mo
▼ 0.25% · 3.875%
HK$59,988
−HK$1,839/mo
Today · 4.125%
HK$61,827
baseline
▲ 0.50% · 4.625%
HK$65,589
+HK$3,762/mo
Deposit HK$8.50M · loan HK$12.76M · min. income ≈ HK$123,654/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$876,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,723
−HK$3,497/mo
▼ 0.25% · 3.875%
HK$66,459
−HK$1,761/mo
Today · 4.125%
HK$68,220
baseline
▲ 0.50% · 4.625%
HK$71,816
+HK$3,596/mo
Deposit HK$8.50M · loan HK$12.76M · min. income ≈ HK$136,440/mo (50% DSR)
Upfront cash ≈ HK$9.38M (deposit + AVD stamp duty HK$876,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,875
−HK$4,257/mo
▼ 0.25% · 3.875%
HK$69,986
−HK$2,146/mo
Today · 4.125%
HK$72,132
baseline
▲ 0.50% · 4.625%
HK$76,521
+HK$4,389/mo
Deposit HK$6.38M · loan HK$14.88M · min. income ≈ HK$144,264/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$876,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,510
−HK$4,080/mo
▼ 0.25% · 3.875%
HK$77,536
−HK$2,054/mo
Today · 4.125%
HK$79,590
baseline
▲ 0.50% · 4.625%
HK$83,785
+HK$4,195/mo
Deposit HK$6.38M · loan HK$14.88M · min. income ≈ HK$159,180/mo (50% DSR)
Upfront cash ≈ HK$7.25M (deposit + AVD stamp duty HK$876,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,268
−HK$5,473/mo
▼ 0.25% · 3.875%
HK$89,983
−HK$2,758/mo
Today · 4.125%
HK$92,741
baseline
▲ 0.50% · 4.625%
HK$98,384
+HK$5,643/mo
Deposit HK$2.13M · loan HK$19.14M · min. income ≈ HK$185,482/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$876,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,085
−HK$5,245/mo
▼ 0.25% · 3.875%
HK$99,689
−HK$2,641/mo
Today · 4.125%
HK$102,330
baseline
▲ 0.50% · 4.625%
HK$107,724
+HK$5,394/mo
Deposit HK$2.13M · loan HK$19.14M · min. income ≈ HK$204,660/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$876,176 · Scale 2, in force from 26 Feb 2026)